HMN (Horace Mann Educators) Total Liabilities: $14,102 Mil (As of Jun. 2026)

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HMN Horace Mann Educators Corp HMN
75 GF Score
Price $51.15
GF Value $47.39
Valuation Fairly Valued
! 7 Warning Signs
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What is Horace Mann Educators Total Liabilities?

Horace Mann Educators HMN -0.53% 75 Total Liabilities is $14,102 Mil as of Jun. 2026. GuruFocus rates HMN with a GF Score™ of 75/100 and a GF Value™ of $47.39 (Fairly Valued). The stock has 7 warning signs investors should review.

Horace Mann Educators's Total Liabilities for the quarter that ended in Jun. 2026 was $14,102 Mil.

Horace Mann Educators's quarterly Total Liabilities declined from Dec. 2025 ($13,783.90 Mil) to Mar. 2026 ($13,495.90 Mil) but then increased from Mar. 2026 ($13,495.90 Mil) to Jun. 2026 ($14,101.50 Mil).

Horace Mann Educators's annual Total Liabilities increased from Dec. 2023 ($12,874.60 Mil) to Dec. 2024 ($13,200.30 Mil) and increased from Dec. 2024 ($13,200.30 Mil) to Dec. 2025 ($13,783.90 Mil).


Horace Mann Educators Total Liabilities Historical Data

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The historical data trend for Horace Mann Educators's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Horace Mann Educators Total Liabilities Chart

Horace Mann Educators Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12,576.50 12,207.80 12,874.60 13,200.30 13,783.90

Horace Mann Educators Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13,368.00 14,048.40 13,783.90 13,495.90 14,101.50
HMN
75GF Score
Horace Mann Educators Corp HMN
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Horace Mann Educators Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Horace Mann Educators's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=15266.6-1482.7
=13,784

Horace Mann Educators's Total Liabilities for the quarter that ended in Jun. 2026 is calculated as

Total Liabilities=Total Assets (Q: Jun. 2026 )-Total Equity (Q: Jun. 2026 )
=15604.4-1502.9
=14,102

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $14,102 Mil mean?
Horace Mann Educators (HMN) has a Total Liabilities of $14,102 Mil as of Jun. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Horace Mann Educators and its competitors.
Is Horace Mann Educators' Total Liabilities too high?
Horace Mann Educators' current Total Liabilities is $14,102 Mil. Overall, Horace Mann Educators has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Horace Mann Educators' Total Liabilities compare to STC and HCI?
Horace Mann Educators' Total Liabilities of $14,102 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for an Insurance company?
A good Total Liabilities depends on the Insurance industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Horace Mann Educators and its competitors. Horace Mann Educators's current Total Liabilities is $14,102 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horace Mann Educators stock overvalued right now?
Based on GuruFocus' analysis, Horace Mann Educators (HMN) is currently considered Fairly Valued. The stock's GF Value™ is $47.39, compared to a current price of $51.15 — trading 7.9% above its estimated fair value. The current Total Liabilities is $14,102 Mil. Horace Mann Educators' overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Horace Mann Educators (HMN), the current Total Liabilities is $14,102 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Horace Mann Educators (HMN) Overvalued in 2026?

Based on GuruFocus' analysis, Horace Mann Educators stock appears to be overvalued. The current stock price of $51.15 is trading 7.9% above its estimated GF Value™ of $47.39. GuruFocus considers Horace Mann Educators to be Fairly Valued.

Key valuation signals for HMN:

  • Total Liabilities: $14,102 Mil
  • GF Value™: $47.39 vs. price of $51.15 (7.9% above fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the HMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Horace Mann Educators Business Description

Address 1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
75GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.15
Price
$47.39
GF Value