HMN (Horace Mann Educators) Buyback Yield %: 1.83 (As of Jul. 02, 2026) — 273% Above Median


HMN Horace Mann Educators Corp HMN
73 GF Score
Price $53.85
GF Value $43.28
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Horace Mann Educators Buyback Yield %?

Horace Mann Educators HMN +2.34% 73 Buyback Yield % is 1.83 as of Jul. 02, 2026, which is 273% above its 10-year median of 0.49. GuruFocus rates HMN with a GF Score™ of 73/100 and a GF Value™ of $43.28 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 205 Insurance companies, Horace Mann Educators ranks better than 64.39% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Horace Mann Educators's current buyback yield was 1.83%.


Horace Mann Educators Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Horace Mann Educators's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Horace Mann Educators Buyback Yield % Chart

Horace Mann Educators Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 1.57 0.49 0.54 1.11

Horace Mann Educators Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.64 0.75 1.11 2.26

HMN vs STC, SLDE, HCI: Buyback Yield % Comparison

For the Insurance - Property & Casualty subindustry, Horace Mann Educators's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Horace Mann Educators Buyback Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Horace Mann Educators's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Horace Mann Educators's Buyback Yield % falls into.


HMN
73GF Score
Horace Mann Educators Corp HMN
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Horace Mann Educators Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Horace Mann Educators's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-20.8 + 0) / 1877.63262
=1.11%

Horace Mann Educators's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-38.9 + 0) / 1723.46108
=2.26%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 1.83 mean?
Horace Mann Educators (HMN) has a Buyback Yield % of 1.83 as of Jul. 02, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Horace Mann Educators and its competitors. This is 273% above median its historical median of 0.49. Over the past decade, Horace Mann Educators' Buyback Yield % has ranged from 0.09 to 3.15. According to the industry distribution chart, Horace Mann Educators ranks #73 out of 205 companies in the Insurance industry, placing it in the top 35.6%.
Is Horace Mann Educators' Buyback Yield % too high?
Horace Mann Educators' current Buyback Yield % of 1.83 is 273% above median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 3.15. The Insurance industry median Buyback Yield % is 0.79. Horace Mann Educators' value of 1.83 is 131.6% above this industry median. Based on the distribution chart, Horace Mann Educators ranks #73 out of 205 companies in the Insurance industry, which is above the industry midpoint. Overall, Horace Mann Educators has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Horace Mann Educators' Buyback Yield % compare to STC and SLDE?
According to the Insurance industry distribution chart, Horace Mann Educators ranks #73 out of 205 companies for Buyback Yield %. This puts Horace Mann Educators in the upper half of its industry. The industry median Buyback Yield % is 0.79. Horace Mann Educators' value of 1.83 is 131.6% above this benchmark. Historically, Horace Mann Educators' own Buyback Yield % has ranged from 0.09 to 3.15 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 0.79, Horace Mann Educators has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for an Insurance company?
The median Buyback Yield % among Insurance companies is 0.79, based on 205 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Horace Mann Educators's current Buyback Yield % of 1.83 is 131.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Horace Mann Educators and its competitors. For the Insurance industry, the median Buyback Yield % is 0.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Horace Mann Educators's current Buyback Yield % is 1.83, which is 273% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horace Mann Educators stock overvalued right now?
Based on GuruFocus' analysis, Horace Mann Educators (HMN) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.28, compared to a current price of $53.85 — trading 24.4% above its estimated fair value. The current Buyback Yield % is 1.83, which is 273% above median its 10-year median of 0.49 and 131.6% above the Insurance industry median of 0.79. Horace Mann Educators' overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Horace Mann Educators (HMN), the current Buyback Yield % is 1.83 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Horace Mann Educators (HMN) Overvalued in 2026?

Based on GuruFocus' analysis, Horace Mann Educators stock appears to be overvalued. The current stock price of $53.85 is trading 24.4% above its estimated GF Value™ of $43.28. GuruFocus considers Horace Mann Educators to be Modestly Overvalued.

Key valuation signals for HMN:

  • Buyback Yield %: 1.83 (273% above median its 10-year median of 0.49)
  • GF Value™: $43.28 vs. price of $53.85 (24.4% above fair value)
  • GF Score™: 73/100 with 8 warning signs
  • Industry Position: 131.6% above the Insurance median (#73 of 205)

No single metric tells the full story. See the HMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Horace Mann Educators Business Description

Address 1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
73GF Score

Get the complete analysis for HMN

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.85
Price
$43.28
GF Value