User Local (TSE:3984) Forward Dividend Yield %: 1.57% (As of Jul. 13, 2026)


TSE:3984 User Local Inc TSE:3984
97 GF Score
Price 円1,784.00
GF Value 円2,110.96
Valuation Modestly Undervalued
! 1 Warning Sign
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What is User Local Forward Dividend Yield %?

User Local TSE:3984 +0.90% 97 Forward Dividend Yield % is 1.57% as of Jul. 13, 2026. GuruFocus rates TSE:3984 with a GF Score™ of 97/100 and a GF Value™ of 円2,110.96 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 992 Software companies, User Local ranks worse than 64.31% on this metric.

As of today (2026-07-13), the Forward Annual Dividend Yield of User Local is 1.57%.

As of today (2026-07-13), the Trailing Annual Dividend Yield of User Local is 1.35%.

TSE:3984's Forward Dividend Yield % is ranked worse than
64.31% of 992 companies
in the Software industry
Industry Median: 2.435 vs TSE:3984: 1.57

User Local's Dividends per Share for the three months ended in Dec. 2025 was 円0.00.

During the past 12 months, User Local's average Dividends Per Share Growth Rate was 75.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 67.10% per year.

During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of User Local was 67.10% per year. The lowest was 47.40% per year. And the median was 57.25% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


User Local  (TSE:3984) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


User Local Forward Dividend Yield % Related Terms


TSE:3984 vs IBM, ACN, FISV: Forward Dividend Yield % Comparison

For the Information Technology Services subindustry, User Local's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


User Local Forward Dividend Yield % vs Software Industry

For the Software industry and Technology sector, User Local's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where User Local's Forward Dividend Yield % falls into.


TSE:3984
97GF Score
User Local Inc TSE:3984
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

User Local Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

User Local Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
JPY 14.0000002026-06-292026-06-300000-00-00Cash Dividendsemi-annuallyJPY:JPY 1.000000
JPY 10.0000002025-12-292025-12-312026-03-13Cash Dividendsemi-annuallyJPY:JPY 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

User Local's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=20/1784.00
=1.12 %

Current Share Price is 円1784.00.
User Local's Dividends per Share for the forward twelve months is calculated as 円10 * 2 = 円20.

User Local's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=24/1784.00
=1.35 %

Current Share Price is 円1784.00.
User Local's Dividends per Share for the trailing twelve months (TTM) ended in Today is 円24.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 1.57% mean?
User Local (TSE:3984) has a Forward Dividend Yield % of 1.57% as of Jul. 13, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on User Local and its competitors. According to the industry distribution chart, User Local ranks #638 out of 992 companies in the Software industry, placing it in the top 64.3%.
Is User Local's Forward Dividend Yield % too high?
User Local's current Forward Dividend Yield % is 1.57%. The Software industry median Forward Dividend Yield % is 2.44. User Local's value of 1.57% is 35.5% below this industry median. Based on the distribution chart, User Local ranks #638 out of 992 companies in the Software industry, which is below the industry midpoint. Overall, User Local has a GF Score™ of 97/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does User Local's Forward Dividend Yield % compare to IBM and ACN?
According to the Software industry distribution chart, User Local ranks #638 out of 992 companies for Forward Dividend Yield %. This places User Local in the lower half of its industry. The industry median Forward Dividend Yield % is 2.44. User Local's value of 1.57% is 35.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Software company?
The median Forward Dividend Yield % among Software companies is 2.44, based on 992 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. User Local's current Forward Dividend Yield % of 1.57% is 35.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on User Local and its competitors. For the Software industry, the median Forward Dividend Yield % is 2.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. User Local's current Forward Dividend Yield % is 1.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is User Local stock overvalued right now?
Based on GuruFocus' analysis, User Local (TSE:3984) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,110.96, compared to a current price of 円1,784.00 — trading 15.5% below its estimated fair value. The current Forward Dividend Yield % is 1.57% and 35.5% below the Software industry median of 2.44. User Local's overall GF Score™ is 97/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For User Local (TSE:3984), the current Forward Dividend Yield % is 1.57% as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is User Local (TSE:3984) Overvalued in 2026?

Based on GuruFocus' analysis, User Local stock appears to be undervalued. The current stock price of 円1,784.00 is trading 15.5% below its estimated GF Value™ of 円2,110.96. GuruFocus considers User Local to be Modestly Undervalued.

Key valuation signals for TSE:3984:

  • Forward Dividend Yield %: 1.57%
  • GF Value™: 円2,110.96 vs. price of 円1,784.00 (15.5% below fair value)
  • GF Score™: 97/100 with 1 warning sign
  • Industry Position: 35.5% below the Software median (#638 of 992)

No single metric tells the full story. See the TSE:3984 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


User Local Business Description

Address 5-20-6 Shiba, Minato-ku, Tokyo, JPN, 108-0014
User Local Inc is engaged in the research and development of big data analysis system, web marketing support tool, offering media analysis tool, and managing artificial intelligence chat bot.
97GF Score

Get the complete analysis for TSE:3984

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,784.00
Price
円2,110.96
GF Value