User Local (TSE:3984) Marketable Securities: 円0 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3984 User Local Inc TSE:3984
89 GF Score
Price 円1,533.00
GF Value 円2,919.82
Valuation Significantly Undervalued
! 1 Warning Sign
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What is User Local Marketable Securities?

User Local TSE:3984 +4.43% 89 Marketable Securities is 円0 Mil as of Dec. 2025. GuruFocus rates TSE:3984 with a GF Score™ of 89/100 and a GF Value™ of 円2,919.82 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. User Local's Marketable Securities for the quarter that ended in Dec. 2025 was 円0 Mil.

User Local  (TSE:3984) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".

User Local Marketable Securities Related Terms

User Local Marketable Securities Historical Data

* Premium members only.

The historical data trend for User Local's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

User Local Marketable Securities Chart

User Local Annual Data
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Marketable Securities
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User Local Quarterly Data
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TSE:3984
89GF Score
User Local Inc TSE:3984
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
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User Local Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of 円0 Mil mean?
User Local (TSE:3984) has a Marketable Securities of 円0 Mil as of Dec. 2025. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on User Local and its competitors.
Is User Local's Marketable Securities too high?
User Local's current Marketable Securities is 円0 Mil. Overall, User Local has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does User Local's Marketable Securities compare to IBM and ACN?
User Local's Marketable Securities of 円0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Software company?
A good Marketable Securities depends on the Software industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on User Local and its competitors. User Local's current Marketable Securities is 円0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is User Local stock overvalued right now?
Based on GuruFocus' analysis, User Local (TSE:3984) is currently considered Significantly Undervalued. The stock's GF Value™ is 円2,919.82, compared to a current price of 円1,533.00 — trading 47.5% below its estimated fair value. The current Marketable Securities is 円0 Mil. User Local's overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For User Local (TSE:3984), the current Marketable Securities is 円0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is User Local (TSE:3984) Overvalued in 2026?

Based on GuruFocus' analysis, User Local stock appears to be undervalued. The current stock price of 円1,533.00 is trading 47.5% below its estimated GF Value™ of 円2,919.82. GuruFocus considers User Local to be Significantly Undervalued.

Key valuation signals for TSE:3984:

  • Marketable Securities: 円0 Mil
  • GF Value™: 円2,919.82 vs. price of 円1,533.00 (47.5% below fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the TSE:3984 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

User Local Business Description

Address 5-20-6 Shiba, Minato-ku, Tokyo, JPN, 108-0014
User Local Inc is engaged in the research and development of big data analysis system, web marketing support tool, offering media analysis tool, and managing artificial intelligence chat bot.
89GF Score

Get the complete analysis for TSE:3984

Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,533.00
Price
円2,919.82
GF Value