User Local (TSE:3984) Total Assets: 円10,665 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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TSE:3984 User Local Inc TSE:3984
97 GF Score
Price 円1,835.00
GF Value 円2,115.47
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is User Local Total Assets?

User Local TSE:3984 +1.66% 97 Total Assets is 円10,665 Mil as of Dec. 2025. GuruFocus rates TSE:3984 with a GF Score™ of 97/100 and a GF Value™ of 円2,115.47 (Modestly Undervalued). The stock has 1 warning sign investors should review.

User Local's Total Assets for the quarter that ended in Dec. 2025 was 円10,665 Mil.

Warning Sign:

If a company builds assets at 27.6% a year, faster than its revenue growth rate of 22.2% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, User Local's average Total Assets Growth Rate was 13.60% per year. During the past 3 years, the average Total Assets Growth Rate was 15.70% per year. During the past 5 years, the average Total Assets Growth Rate was 27.60% per year. During the past 10 years, the average Total Assets Growth Rate was 29.00% per year.

During the past 11 years, User Local's highest 3-Year average Total Assets Growth Rate was 46.30%. The lowest was 15.70%. And the median was 25.85%.

Total Assets is connected with ROA %. User Local's annualized ROA % for the quarter that ended in Dec. 2025 was 0.00%. Total Assets is also linked to Revenue through Asset Turnover. User Local's Asset Turnover for the quarter that ended in Dec. 2025 was 0.00.


User Local  (TSE:3984) Total Assets Explanation

Total Assets is connected with ROA %.

User Local's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=0/( (9882.834+10665.434)/ 2 )
=0/10274.134
=0.00 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

User Local's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=0/( (9882.834+10665.434)/ 2 )
=0/10274.134
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

User Local Total Assets Related Terms


User Local Total Assets Historical Data

* Premium members only.

The historical data trend for User Local's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

User Local Total Assets Chart

User Local Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,277.28 6,238.98 7,211.75 8,835.19 9,971.33

User Local Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,296.24 9,971.33 9,882.83 10,665.43 10,742.57
TSE:3984
97GF Score
User Local Inc TSE:3984
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

User Local Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

User Local's Total Assets for the fiscal year that ended in Jun. 2025 is calculated as

Total Assets=Total Equity (A: Jun. 2025 )+Total Liabilities (A: Jun. 2025 )
=8699.225+1272.107
=9,971

User Local's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=9375.652+1289.782
=10,665

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of 円10,665 Mil mean?
User Local (TSE:3984) has a Total Assets of 円10,665 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on User Local and its competitors.
Is User Local's Total Assets too high?
User Local's current Total Assets is 円10,665 Mil. Overall, User Local has a GF Score™ of 97/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does User Local's Total Assets compare to IBM and ACN?
User Local's Total Assets of 円10,665 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Software company?
A good Total Assets depends on the Software industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on User Local and its competitors. User Local's current Total Assets is 円10,665 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is User Local stock overvalued right now?
Based on GuruFocus' analysis, User Local (TSE:3984) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,115.47, compared to a current price of 円1,835.00 — trading 13.3% below its estimated fair value. The current Total Assets is 円10,665 Mil. User Local's overall GF Score™ is 97/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For User Local (TSE:3984), the current Total Assets is 円10,665 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is User Local (TSE:3984) Overvalued in 2026?

Based on GuruFocus' analysis, User Local stock appears to be undervalued. The current stock price of 円1,835.00 is trading 13.3% below its estimated GF Value™ of 円2,115.47. GuruFocus considers User Local to be Modestly Undervalued.

Key valuation signals for TSE:3984:

  • Total Assets: 円10,665 Mil
  • GF Value™: 円2,115.47 vs. price of 円1,835.00 (13.3% below fair value)
  • GF Score™: 97/100 with 1 warning sign

No single metric tells the full story. See the TSE:3984 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


User Local Business Description

Address 5-20-6 Shiba, Minato-ku, Tokyo, JPN, 108-0014
User Local Inc is engaged in the research and development of big data analysis system, web marketing support tool, offering media analysis tool, and managing artificial intelligence chat bot.
97GF Score

Get the complete analysis for TSE:3984

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,835.00
Price
円2,115.47
GF Value