User Local (TSE:3984) OCF Yield %: 6.44 (As of Jul. 13, 2026)


TSE:3984 User Local Inc TSE:3984
97 GF Score
Price 円1,784.00
GF Value 円2,112.09
Valuation Modestly Undervalued
! 1 Warning Sign
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What is User Local OCF Yield %?

User Local TSE:3984 +0.90% 97 OCF Yield % is 6.44 as of Jul. 13, 2026. GuruFocus rates TSE:3984 with a GF Score™ of 97/100 and a GF Value™ of 円2,112.09 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,868 Software companies, User Local ranks better than 64.37% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, User Local's Trailing 12-Month Cash Flow from Operations is 円0 Mil, and Market Cap is 円28,063 Mil. Therefore, User Local's OCF Yield % for today is 6.44%.

The historical rank and industry rank for User Local's OCF Yield % or its related term are showing as below:

TSE:3984' s OCF Yield % Range Over the Past 10 Years
Min: 6.44   Med: 0   Max: 6.44
Current: 6.44


During the past 11 years, the highest OCF Yield % of User Local was 6.44%. The lowest was 6.44%. And the median was %.

TSE:3984's OCF Yield % is ranked better than
64.37% of 2868 companies
in the Software industry
Industry Median: 3.085 vs TSE:3984: 6.44

User Local's OCF Margin % for the quarter that ended in Dec. 2025 was %.


User Local OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


User Local OCF Yield % Related Terms


User Local OCF Yield % Historical Data

* Premium members only.

The historical data trend for User Local's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

User Local OCF Yield % Chart

User Local Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.03 3.63 3.20 4.80 5.95

User Local Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TSE:3984 vs IBM, ACN, FISV: OCF Yield % Comparison

For the Information Technology Services subindustry, User Local's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


User Local OCF Yield % vs Software Industry

For the Software industry and Technology sector, User Local's OCF Yield % distribution charts can be found below:

* The bar in red indicates where User Local's OCF Yield % falls into.


TSE:3984
97GF Score
User Local Inc TSE:3984
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

User Local OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

User Local's OCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=1806.221 / 30370.97
=5.95%

User Local's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 31127.328
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 6.44 mean?
User Local (TSE:3984) has a OCF Yield % of 6.44 as of Jul. 13, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on User Local and its competitors. Over the past decade, User Local's OCF Yield % has ranged from 6.44 to 6.44. According to the industry distribution chart, User Local ranks #1022 out of 2868 companies in the Software industry, placing it in the top 35.6%.
Is User Local's OCF Yield % too high?
User Local's current OCF Yield % is 6.44. Over the past 10 years, this metric has ranged from a low of 6.44 to a high of 6.44. The Software industry median OCF Yield % is 3.09. User Local's value of 6.44 is 108.8% above this industry median. Based on the distribution chart, User Local ranks #1022 out of 2868 companies in the Software industry, which is above the industry midpoint. Overall, User Local has a GF Score™ of 97/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does User Local's OCF Yield % compare to IBM and ACN?
According to the Software industry distribution chart, User Local ranks #1022 out of 2868 companies for OCF Yield %. This puts User Local in the upper half of its industry. The industry median OCF Yield % is 3.09. User Local's value of 6.44 is 108.8% above this benchmark. Historically, User Local's own OCF Yield % has ranged from 6.44 to 6.44 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Software company?
The median OCF Yield % among Software companies is 3.09, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. User Local's current OCF Yield % of 6.44 is 108.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on User Local and its competitors. For the Software industry, the median OCF Yield % is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. User Local's current OCF Yield % is 6.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is User Local stock overvalued right now?
Based on GuruFocus' analysis, User Local (TSE:3984) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,112.09, compared to a current price of 円1,784.00 — trading 15.5% below its estimated fair value. The current OCF Yield % is 6.44 and 108.8% above the Software industry median of 3.09. User Local's overall GF Score™ is 97/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For User Local (TSE:3984), the current OCF Yield % is 6.44 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is User Local (TSE:3984) Overvalued in 2026?

Based on GuruFocus' analysis, User Local stock appears to be undervalued. The current stock price of 円1,784.00 is trading 15.5% below its estimated GF Value™ of 円2,112.09. GuruFocus considers User Local to be Modestly Undervalued.

Key valuation signals for TSE:3984:

  • OCF Yield %: 6.44
  • GF Value™: 円2,112.09 vs. price of 円1,784.00 (15.5% below fair value)
  • GF Score™: 97/100 with 1 warning sign
  • Industry Position: 108.8% above the Software median (#1022 of 2868)

No single metric tells the full story. See the TSE:3984 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


User Local Business Description

Address 5-20-6 Shiba, Minato-ku, Tokyo, JPN, 108-0014
User Local Inc is engaged in the research and development of big data analysis system, web marketing support tool, offering media analysis tool, and managing artificial intelligence chat bot.
97GF Score

Get the complete analysis for TSE:3984

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,784.00
Price
円2,112.09
GF Value