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PT Bank CIMB Niaga Tbk (ISX:BNGA) Return-on-Tangible-Equity : 13.85% (As of Mar. 2025)


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What is PT Bank CIMB Niaga Tbk Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. PT Bank CIMB Niaga Tbk's annualized net income for the quarter that ended in Mar. 2025 was Rp7,219,732 Mil. PT Bank CIMB Niaga Tbk's average shareholder tangible equity for the quarter that ended in Mar. 2025 was Rp52,129,643 Mil. Therefore, PT Bank CIMB Niaga Tbk's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 13.85%.

The historical rank and industry rank for PT Bank CIMB Niaga Tbk's Return-on-Tangible-Equity or its related term are showing as below:

ISX:BNGA' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.55   Med: 9.33   Max: 14.35
Current: 13.85

During the past 13 years, PT Bank CIMB Niaga Tbk's highest Return-on-Tangible-Equity was 14.35%. The lowest was 1.55%. And the median was 9.33%.

ISX:BNGA's Return-on-Tangible-Equity is ranked better than
70.39% of 1584 companies
in the Banks industry
Industry Median: 10.07 vs ISX:BNGA: 13.85

PT Bank CIMB Niaga Tbk Return-on-Tangible-Equity Historical Data

The historical data trend for PT Bank CIMB Niaga Tbk's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PT Bank CIMB Niaga Tbk Return-on-Tangible-Equity Chart

PT Bank CIMB Niaga Tbk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.98 10.17 11.94 14.35 13.92

PT Bank CIMB Niaga Tbk Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.97 14.28 14.17 13.42 13.85

Competitive Comparison of PT Bank CIMB Niaga Tbk's Return-on-Tangible-Equity

For the Banks - Regional subindustry, PT Bank CIMB Niaga Tbk's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank CIMB Niaga Tbk's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PT Bank CIMB Niaga Tbk's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where PT Bank CIMB Niaga Tbk's Return-on-Tangible-Equity falls into.


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PT Bank CIMB Niaga Tbk Return-on-Tangible-Equity Calculation

PT Bank CIMB Niaga Tbk's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=6825773/( (47117888+50954807 )/ 2 )
=6825773/49036347.5
=13.92 %

PT Bank CIMB Niaga Tbk's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=7219732/( (50954807+53304478)/ 2 )
=7219732/52129642.5
=13.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


PT Bank CIMB Niaga Tbk  (ISX:BNGA) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


PT Bank CIMB Niaga Tbk Return-on-Tangible-Equity Related Terms

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PT Bank CIMB Niaga Tbk Business Description

Traded in Other Exchanges
N/A
Address
Jalan Jenderal Sudirman Kav. 58, Jakarta, IDN, 12190
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Maximum revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.

PT Bank CIMB Niaga Tbk Headlines

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