UMB Financial (FRA:UMB) Scaled Net Operating Assets : -0.19 (As of Dec. 2023)

View and export this data going back to 2013. Start your Free Trial

What is UMB Financial Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

UMB Financial's operating assets for the quarter that ended in Dec. 2023 was €28,735 Mil. UMB Financial's operating liabilities for the quarter that ended in Dec. 2023 was €36,247 Mil. UMB Financial's Total Assets for the quarter that ended in Sep. 2023 was €38,852 Mil. Therefore, UMB Financial's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2023 was -0.19.

UMB Financial Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

UMB Financial's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Dec. 2023 )
=	(Operating Assets (A: Dec. 2023 )	-	Operating Liabilities (A: Dec. 2023 ))	/	Total Assets (A: Dec. 2022 )
=	(35217.083	-	36247.184)	/	36355.763
=	-0.03

where

	Operating Assets		(A: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	40358.705	-	5141.622
=	35217.083

	Operating Liabilities		(A: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	37515.621	-	351.437	-	917
=	36247.184

UMB Financial's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Dec. 2023 )
=	(Operating Assets (Q: Dec. 2023 )	-	Operating Liabilities (Q: Dec. 2023 ))	/	Total Assets (Q: Sep. 2023 )
=	(28735.165	-	36247.184)	/	38852.407
=	-0.19

where

	Operating Assets		(Q: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	40358.705	-	11623.54
=	28735.165

	Operating Liabilities		(Q: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	37515.621	-	351.437	-	917
=	36247.184

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMB Financial Scaled Net Operating Assets Related Terms

Thank you for viewing the detailed overview of UMB Financial's Scaled Net Operating Assets provided by GuruFocus.com. Please click on the following links to see related term pages.

UMB Financial (FRA:UMB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » UMB Financial Corp (FRA:UMB) » Definitions » Scaled Net Operating Assets

Comparable Companies

Traded in Other Exchanges

UMBF:USA

Address

1010 Grand Boulevard, Kansas, MO, USA, 64106

Website

https://www.umb.com

UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking, asset management, and health spending solutions. Its customer base includes commercial, institutional, and personal customers across the United States. The company's banking subsidiaries own and operate banking and wealth-management centres mostly throughout the Midwest and Southwest regions of the U.S. Subsidiaries of the holding company and its lead bank, UMB Bank, include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisory. The bank's revenue is split nearly evenly between interest income and noninterest income.