JS Bank (KAR:JSBL) Accounts Payable & Accrued Expense: ₨13,206 Mil (As of Jun. 2026)

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KAR:JSBL JS Bank Ltd KAR:JSBL
68 GF Score
Price ₨11.92
GF Value ₨12.78
Valuation Fairly Valued
! 3 Warning Signs
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What is JS Bank Accounts Payable & Accrued Expense?

JS Bank KAR:JSBL -1.73% 68 Accounts Payable & Accrued Expense is ₨13,206 Mil as of Jun. 2026. GuruFocus rates KAR:JSBL with a GF Score™ of 68/100 and a GF Value™ of ₨12.78 (Fairly Valued). The stock has 3 warning signs investors should review.

JS Bank's quarterly accounts payable & accrued expense declined from Dec. 2025 (₨9,840 Mil) to Mar. 2026 (₨3,089 Mil) but then increased from Mar. 2026 (₨3,089 Mil) to Jun. 2026 (₨13,206 Mil).

JS Bank's annual accounts payable & accrued expense increased from Dec. 2023 (₨6,813 Mil) to Dec. 2024 (₨9,874 Mil) but then declined from Dec. 2024 (₨9,874 Mil) to Dec. 2025 (₨9,840 Mil).


JS Bank Accounts Payable & Accrued Expense Historical Data

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The historical data trend for JS Bank's Accounts Payable & Accrued Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JS Bank Accounts Payable & Accrued Expense Chart

JS Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Payable & Accrued Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,904.93 3,051.17 6,813.01 9,874.18 9,839.71

JS Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Payable & Accrued Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,674.98 7,060.40 9,839.71 3,088.60 13,206.40
KAR:JSBL
68GF Score
JS Bank Ltd KAR:JSBL
Accounts Payable & Accrued Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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JS Bank Accounts Payable & Accrued Expense Calculation

Accounts payable & accrued expense usually includes accounts payable, accrued compensation and related benefits, etc.

Accounts payable is money owed by a business to its suppliers shown as a liability on a company's balance sheet. It is distinct from notes payable liabilities, which are debts created by formal legal instrument documents.

It is part of the current portion of the liabilities (due within one year or within the normal operating cycle if longer) reflected on the balace sheet of the company. A higher Accounts Payable means lower Working Capital needed to operate the business.

What does a Accounts Payable & Accrued Expense of ₨13,206 Mil mean?
JS Bank (KAR:JSBL) has a Accounts Payable & Accrued Expense of ₨13,206 Mil as of Jun. 2026. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on JS Bank and its competitors.
Is JS Bank's Accounts Payable & Accrued Expense too high?
JS Bank's current Accounts Payable & Accrued Expense is ₨13,206 Mil. Overall, JS Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JS Bank's Accounts Payable & Accrued Expense compare to USB and PNC?
JS Bank's Accounts Payable & Accrued Expense of ₨13,206 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Payable & Accrued Expense for a Banks company?
A good Accounts Payable & Accrued Expense depends on the Banks industry context. However, Accounts Payable & Accrued Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Payable & Accrued Expense mean?
A high Accounts Payable & Accrued Expense can signal that a stock is expensive relative to its fundamentals. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on JS Bank and its competitors. JS Bank's current Accounts Payable & Accrued Expense is ₨13,206 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JS Bank stock overvalued right now?
Based on GuruFocus' analysis, JS Bank (KAR:JSBL) is currently considered Fairly Valued. The stock's GF Value™ is ₨12.78, compared to a current price of ₨11.92 — trading 6.7% below its estimated fair value. The current Accounts Payable & Accrued Expense is ₨13,206 Mil. JS Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Payable & Accrued Expense calculated?
Accounts Payable & Accrued Expense is calculated from a company's financial statements. For JS Bank (KAR:JSBL), the current Accounts Payable & Accrued Expense is ₨13,206 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JS Bank (KAR:JSBL) Overvalued in 2026?

Based on GuruFocus' analysis, JS Bank stock appears to be undervalued. The current stock price of ₨11.92 is trading 6.7% below its estimated GF Value™ of ₨12.78. GuruFocus considers JS Bank to be Fairly Valued.

Key valuation signals for KAR:JSBL:

  • Accounts Payable & Accrued Expense: ₨13,206 Mil
  • GF Value™: ₨12.78 vs. price of ₨11.92 (6.7% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the KAR:JSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JS Bank Business Description

Address Dr. Ziauddin Ahmed Road, Shaheen Commercial Complex, P.O. Box 4847, Karachi, PAK, 74200
JS Bank Ltd is involved in providing financial services. The company operates in various business segments: Retail Banking; Corporate /Commercial Banking; Treasury; Investment, International, and Institutional; Banking; Zindigi; and Others. It derives maximum revenue from Retail Banking segment. Retail banking includes branch banking, small and medium enterprises, direct sales, private banking, product management, branch distribution network and tele sales. Geographically, the company operates in Bahrain and Pakistan. Its products include: Cash Settled Futures (CSF), Government Debt Securities-Primary Market Auction; Equity; Fixed Income-Secondary Market Trading; RDA - Roshan Equity Investment (REI); Derivatives; Exchange Traded Funds; Margin Trading System (MTS); and Sahulat Account.
68GF Score

Get the complete analysis for KAR:JSBL

Accounts Payable & Accrued Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨11.92
Price
₨12.78
GF Value