JS Bank (KAR:JSBL) EPS (Basic): ₨2.10 (TTM As of Mar. 2026)


KAR:JSBL JS Bank Ltd KAR:JSBL
36 GF Score
Price ₨12.52
GF Value ₨13.58
Valuation Fairly Valued
! 2 Warning Signs
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What is JS Bank EPS (Basic)?

JS Bank KAR:JSBL +0.89% 36 EPS (Basic) is ₨2.10 as of Mar. 2026. GuruFocus rates KAR:JSBL with a GF Score™ of 36/100 and a GF Value™ of ₨13.58 (Fairly Valued). The stock has 2 warning signs investors should review.

JS Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₨0.44. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₨2.10.

JS Bank's EPS (Diluted) for the three months ended in Mar. 2026 was ₨0.44. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₨2.10.

JS Bank's EPS without NRI for the three months ended in Mar. 2026 was ₨0.43. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 2.00.

During the past 12 months, JS Bank's average EPS without NRIGrowth Rate was -56.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 63.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 4 years, JS Bank's highest 3-Year average EPS without NRI Growth Rate was 63.20% per year. The lowest was 63.20% per year. And the median was 63.20% per year.


JS Bank  (KAR:JSBL) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


JS Bank EPS (Basic) Related Terms


JS Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for JS Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JS Bank EPS (Basic) Chart

JS Bank Annual Data
Trend Dec22 Dec23 Dec24 Dec25
EPS (Basic)
0.83 6.00 5.03 2.84

JS Bank Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1.18 0.81 0.27 0.58 0.44
KAR:JSBL
36GF Score
JS Bank Ltd KAR:JSBL
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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JS Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

JS Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(5826.98-0)/2050.663
=2.84

JS Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(909.339-0)/2050.663
=0.44

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨2.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of ₨2.10 mean?
JS Bank (KAR:JSBL) has a EPS (Basic) of ₨2.10 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on JS Bank and its competitors.
Is JS Bank's EPS (Basic) too high?
JS Bank's current EPS (Basic) is ₨2.10. Overall, JS Bank has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JS Bank's EPS (Basic) compare to PNC?
JS Bank's EPS (Basic) of ₨2.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on JS Bank and its competitors. JS Bank's current EPS (Basic) is ₨2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JS Bank stock overvalued right now?
Based on GuruFocus' analysis, JS Bank (KAR:JSBL) is currently considered Fairly Valued. The stock's GF Value™ is ₨13.58, compared to a current price of ₨12.52 — trading 7.8% below its estimated fair value. The current EPS (Basic) is ₨2.10. JS Bank's overall GF Score™ is 36/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For JS Bank (KAR:JSBL), the current EPS (Basic) is ₨2.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JS Bank (KAR:JSBL) Overvalued in 2026?

Based on GuruFocus' analysis, JS Bank stock appears to be undervalued. The current stock price of ₨12.52 is trading 7.8% below its estimated GF Value™ of ₨13.58. GuruFocus considers JS Bank to be Fairly Valued.

Key valuation signals for KAR:JSBL:

  • EPS (Basic): ₨2.10
  • GF Value™: ₨13.58 vs. price of ₨12.52 (7.8% below fair value)
  • GF Score™: 36/100 with 2 warning signs

No single metric tells the full story. See the KAR:JSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JS Bank Business Description

Address Dr. Ziauddin Ahmed Road, Shaheen Commercial Complex, P.O. Box 4847, Karachi, PAK, 74200
JS Bank Ltd is involved in providing financial services. The company operates in various business segments: Retail Banking; Corporate /Commercial Banking; Treasury; Investment, International, and Institutional; Banking; Zindigi; and Others. It derives maximum revenue from Retail Banking segment. Retail banking includes branch banking, small and medium enterprises, direct sales, private banking, product management, branch distribution network and tele sales. Geographically, the company operates in Bahrain and Pakistan. Its products include: Cash Settled Futures (CSF), Government Debt Securities-Primary Market Auction; Equity; Fixed Income-Secondary Market Trading; RDA - Roshan Equity Investment (REI); Derivatives; Exchange Traded Funds; Margin Trading System (MTS); and Sahulat Account.
36GF Score

Get the complete analysis for KAR:JSBL

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨12.52
Price
₨13.58
GF Value