JS Bank (KAR:JSBL) Payments of Debt: ₨-54 Mil (TTM As of Mar. 2026)


KAR:JSBL JS Bank Ltd KAR:JSBL
38 GF Score
Price ₨13.29
GF Value ₨13.62
Valuation Fairly Valued
! 2 Warning Signs
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What is JS Bank Payments of Debt?

JS Bank KAR:JSBL +7.44% 38 Payments of Debt is ₨-54 Mil as of Mar. 2026. GuruFocus rates KAR:JSBL with a GF Score™ of 38/100 and a GF Value™ of ₨13.62 (Fairly Valued). The stock has 2 warning signs investors should review.

JS Bank's Payments of Debt for the three months ended in Mar. 2026 was ₨-54 Mil.

JS Bank's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-54 Mil.

JS Bank Payments of Debt Related Terms

JS Bank Payments of Debt Historical Data

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The historical data trend for JS Bank's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JS Bank Payments of Debt Chart

JS Bank Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Payments of Debt
-1.80 -2,000.33 -1.96 -1.82

JS Bank Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -2.44 1.48 -1.72 0.87 -54.27
KAR:JSBL
38GF Score
JS Bank Ltd KAR:JSBL
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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JS Bank Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-54 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of ₨-54 Mil mean?
JS Bank (KAR:JSBL) has a Payments of Debt of ₨-54 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on JS Bank and its competitors.
Is JS Bank's Payments of Debt too high?
JS Bank's current Payments of Debt is ₨-54 Mil. Overall, JS Bank has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JS Bank's Payments of Debt compare to PNC and USB?
JS Bank's Payments of Debt of ₨-54 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on JS Bank and its competitors. JS Bank's current Payments of Debt is ₨-54 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JS Bank stock overvalued right now?
Based on GuruFocus' analysis, JS Bank (KAR:JSBL) is currently considered Fairly Valued. The stock's GF Value™ is ₨13.62, compared to a current price of ₨13.29 — trading 2.4% below its estimated fair value. The current Payments of Debt is ₨-54 Mil. JS Bank's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For JS Bank (KAR:JSBL), the current Payments of Debt is ₨-54 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JS Bank (KAR:JSBL) Overvalued in 2026?

Based on GuruFocus' analysis, JS Bank stock appears to be undervalued. The current stock price of ₨13.29 is trading 2.4% below its estimated GF Value™ of ₨13.62. GuruFocus considers JS Bank to be Fairly Valued.

Key valuation signals for KAR:JSBL:

  • Payments of Debt: ₨-54 Mil
  • GF Value™: ₨13.62 vs. price of ₨13.29 (2.4% below fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the KAR:JSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JS Bank Business Description

Address Dr. Ziauddin Ahmed Road, Shaheen Commercial Complex, P.O. Box 4847, Karachi, PAK, 74200
JS Bank Ltd is involved in providing financial services. The company operates in various business segments: Retail Banking; Corporate /Commercial Banking; Treasury; Investment, International, and Institutional; Banking; Zindigi; and Others. It derives maximum revenue from Retail Banking segment. Retail banking includes branch banking, small and medium enterprises, direct sales, private banking, product management, branch distribution network and tele sales. Geographically, the company operates in Bahrain and Pakistan. Its products include: Cash Settled Futures (CSF), Government Debt Securities-Primary Market Auction; Equity; Fixed Income-Secondary Market Trading; RDA - Roshan Equity Investment (REI); Derivatives; Exchange Traded Funds; Margin Trading System (MTS); and Sahulat Account.
38GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨13.29
Price
₨13.62
GF Value