JS Bank (KAR:JSBL) Long-Term Debt: ₨0 Mil (As of Mar. 2026)


KAR:JSBL JS Bank Ltd KAR:JSBL
38 GF Score
Price ₨12.37
GF Value ₨13.62
Valuation Fairly Valued
! 2 Warning Signs
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What is JS Bank Long-Term Debt?

JS Bank KAR:JSBL +1.64% 38 Long-Term Debt is ₨0 Mil as of Mar. 2026. GuruFocus rates KAR:JSBL with a GF Score™ of 38/100 and a GF Value™ of ₨13.62 (Fairly Valued). The stock has 2 warning signs investors should review.

JS Bank's Long-Term Debt for the quarter that ended in Mar. 2026 was ₨0 Mil.


JS Bank  (KAR:JSBL) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


JS Bank Long-Term Debt Related Terms


JS Bank Long-Term Debt Historical Data

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The historical data trend for JS Bank's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JS Bank Long-Term Debt Chart

JS Bank Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Long-Term Debt
0.00 0.00 0.00 0.00

JS Bank Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
KAR:JSBL
38GF Score
JS Bank Ltd KAR:JSBL
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₨0 Mil mean?
JS Bank (KAR:JSBL) has a Long-Term Debt of ₨0 Mil as of Mar. 2026.
Is JS Bank's Long-Term Debt too high?
JS Bank's current Long-Term Debt is ₨0 Mil. Overall, JS Bank has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JS Bank's Long-Term Debt compare to PNC and USB?
JS Bank's Long-Term Debt of ₨0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. JS Bank's current Long-Term Debt is ₨0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JS Bank stock overvalued right now?
Based on GuruFocus' analysis, JS Bank (KAR:JSBL) is currently considered Fairly Valued. The stock's GF Value™ is ₨13.62, compared to a current price of ₨12.37 — trading 9.2% below its estimated fair value. The current Long-Term Debt is ₨0 Mil. JS Bank's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For JS Bank (KAR:JSBL), the current Long-Term Debt is ₨0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JS Bank (KAR:JSBL) Overvalued in 2026?

Based on GuruFocus' analysis, JS Bank stock appears to be undervalued. The current stock price of ₨12.37 is trading 9.2% below its estimated GF Value™ of ₨13.62. GuruFocus considers JS Bank to be Fairly Valued.

Key valuation signals for KAR:JSBL:

  • Long-Term Debt: ₨0 Mil
  • GF Value™: ₨13.62 vs. price of ₨12.37 (9.2% below fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the KAR:JSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JS Bank Business Description

Address Dr. Ziauddin Ahmed Road, Shaheen Commercial Complex, P.O. Box 4847, Karachi, PAK, 74200
JS Bank Ltd is involved in providing financial services. The company operates in various business segments: Retail Banking; Corporate /Commercial Banking; Treasury; Investment, International, and Institutional; Banking; Zindigi; and Others. It derives maximum revenue from Retail Banking segment. Retail banking includes branch banking, small and medium enterprises, direct sales, private banking, product management, branch distribution network and tele sales. Geographically, the company operates in Bahrain and Pakistan. Its products include: Cash Settled Futures (CSF), Government Debt Securities-Primary Market Auction; Equity; Fixed Income-Secondary Market Trading; RDA - Roshan Equity Investment (REI); Derivatives; Exchange Traded Funds; Margin Trading System (MTS); and Sahulat Account.
38GF Score

Get the complete analysis for KAR:JSBL

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨12.37
Price
₨13.62
GF Value