JS Bank (KAR:JSBL) Goodwill: ₨4,408 Mil (As of Mar. 2026)


KAR:JSBL JS Bank Ltd KAR:JSBL
36 GF Score
Price ₨12.52
GF Value ₨13.58
Valuation Fairly Valued
! 2 Warning Signs
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What is JS Bank Goodwill?

JS Bank KAR:JSBL +0.89% 36 Goodwill is ₨4,408 Mil as of Mar. 2026. GuruFocus rates KAR:JSBL with a GF Score™ of 36/100 and a GF Value™ of ₨13.58 (Fairly Valued). The stock has 2 warning signs investors should review.

A Goodwill is an intangible asset that arises as a result of the acquisition of one company by another for a premium value. The value of a company's brand name, solid customer base, good customer relations, good employee relations and any patents or proprietary technology represent goodwill. JS Bank's goodwill for the quarter that ended in Mar. 2026 was ₨4,408 Mil.


JS Bank  (KAR:JSBL) Goodwill Explanation

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets.

It is calculated by dividing goodwill by total assets.

JS Bank's Goodwill-to-Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Goodwill-to-Asset (A: Dec. 2025 )=Goodwill/Total Assets
=4407.921/1415623.704
=0.00

JS Bank's Goodwill-to-Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Goodwill-to-Asset (Q: Mar. 2026 )=Goodwill/Total Assets
=4407.921/1440145.923
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

If the goodwill-to-asset ratio increases, it can mean that the company is recording a proportionately higher amount of goodwill, assuming total assets are remaining constant. It is generally good to see a company increasing its assets regularly; however, if these increases are coming from intangible assets, such as goodwill, the increases may not be as good.

Increases in the goodwill-to-asset ratio might suggest that a company has been aggressively acquiring other firms or has seen its tangible assets decrease in value. When a large portion of total assets are attributable to intangible assets (such as goodwill), the company may be at risk of having that portion of its asset base wiped out quickly if it must record any goodwill impairments. Decreases in the goodwill-to-assets ratio suggest that the company has either written down some goodwill or increased its tangible assets.

Asset needs vary from industry to industry. This is why comparing goodwill-to-assets ratios is generally most meaningful among companies within the same industry. By comparing a company's goodwill to assets ratio to those of other companies within the same industry, investors can get a feel for how a company is managing its goodwill.


JS Bank Goodwill Related Terms


JS Bank Goodwill Historical Data

* Premium members only.

The historical data trend for JS Bank's Goodwill can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JS Bank Goodwill Chart

JS Bank Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Goodwill
1,463.62 4,407.92 4,407.92 4,407.92

JS Bank Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Goodwill Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 4,407.92 4,407.92 4,407.92 4,407.92 4,407.92
KAR:JSBL
36GF Score
JS Bank Ltd KAR:JSBL
Goodwill is just one metric. See GF Score™, valuation, warning signs, and more.
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JS Bank Goodwill Calculation

A Goodwill is an intangible asset that arises as a result of the acquisition of one company by another for a premium value. The value of a company's brand name, solid customer base, good customer relations, good employee relations and any patents or proprietary technology represent goodwill. Goodwill is considered an intangible asset because it is not a physical asset like buildings or equipment. The goodwill account can be found in the assets portion of a company's balance sheet.

Frequently Asked Questions Learn more about Goodwill →
What does a Goodwill of ₨4,408 Mil mean?
JS Bank (KAR:JSBL) has a Goodwill of ₨4,408 Mil as of Mar. 2026. Goodwill is the intangible assets representing the value in excess of the acquired company's value. View historical data on JS Bank and its competitors.
Is JS Bank's Goodwill too high?
JS Bank's current Goodwill is ₨4,408 Mil. Overall, JS Bank has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JS Bank's Goodwill compare to PNC?
JS Bank's Goodwill of ₨4,408 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Goodwill for a Banks company?
A good Goodwill depends on the Banks industry context. However, Goodwill should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Goodwill mean?
A high Goodwill can signal that a stock is expensive relative to its fundamentals. Goodwill is the intangible assets representing the value in excess of the acquired company's value. View historical data on JS Bank and its competitors. JS Bank's current Goodwill is ₨4,408 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JS Bank stock overvalued right now?
Based on GuruFocus' analysis, JS Bank (KAR:JSBL) is currently considered Fairly Valued. The stock's GF Value™ is ₨13.58, compared to a current price of ₨12.52 — trading 7.8% below its estimated fair value. The current Goodwill is ₨4,408 Mil. JS Bank's overall GF Score™ is 36/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Goodwill calculated?
Goodwill is calculated from a company's financial statements. For JS Bank (KAR:JSBL), the current Goodwill is ₨4,408 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JS Bank (KAR:JSBL) Overvalued in 2026?

Based on GuruFocus' analysis, JS Bank stock appears to be undervalued. The current stock price of ₨12.52 is trading 7.8% below its estimated GF Value™ of ₨13.58. GuruFocus considers JS Bank to be Fairly Valued.

Key valuation signals for KAR:JSBL:

  • Goodwill: ₨4,408 Mil
  • GF Value™: ₨13.58 vs. price of ₨12.52 (7.8% below fair value)
  • GF Score™: 36/100 with 2 warning signs

No single metric tells the full story. See the KAR:JSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JS Bank Business Description

Address Dr. Ziauddin Ahmed Road, Shaheen Commercial Complex, P.O. Box 4847, Karachi, PAK, 74200
JS Bank Ltd is involved in providing financial services. The company operates in various business segments: Retail Banking; Corporate /Commercial Banking; Treasury; Investment, International, and Institutional; Banking; Zindigi; and Others. It derives maximum revenue from Retail Banking segment. Retail banking includes branch banking, small and medium enterprises, direct sales, private banking, product management, branch distribution network and tele sales. Geographically, the company operates in Bahrain and Pakistan. Its products include: Cash Settled Futures (CSF), Government Debt Securities-Primary Market Auction; Equity; Fixed Income-Secondary Market Trading; RDA - Roshan Equity Investment (REI); Derivatives; Exchange Traded Funds; Margin Trading System (MTS); and Sahulat Account.
36GF Score

Get the complete analysis for KAR:JSBL

Goodwill is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨12.52
Price
₨13.58
GF Value