JS Bank (KAR:JSBL) 10-Year Share Buyback Ratio: -6.80% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:JSBL JS Bank Ltd KAR:JSBL
73 GF Score
Price ₨14.24
GF Value ₨12.53
Valuation Modestly Overvalued
! 3 Warning Signs
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What is JS Bank 10-Year Share Buyback Ratio?

JS Bank KAR:JSBL +1.50% 73 10-Year Share Buyback Ratio is -6.80 as of Mar. 2026. GuruFocus rates KAR:JSBL with a GF Score™ of 73/100 and a GF Value™ of ₨12.53 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,034 Banks companies, JS Bank ranks worse than 83.08% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. JS Bank's current 10-Year Share Buyback Ratio was -6.80%.

KAR:JSBL's 10-Year Share Buyback Ratio is ranked worse than
83.08% of 1034 companies
in the Banks industry
Industry Median: -1.4 vs KAR:JSBL: -6.80

JS Bank (KAR:JSBL) 10-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


JS Bank 10-Year Share Buyback Ratio Related Terms


KAR:JSBL vs PNC, USB: 10-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, JS Bank's 10-Year Share Buyback Ratio, along with its competitors' market caps and 10-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JS Bank 10-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, JS Bank's 10-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where JS Bank's 10-Year Share Buyback Ratio falls into.


KAR:JSBL
73GF Score
JS Bank Ltd KAR:JSBL
10-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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JS Bank 10-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from ten years ago to the current year. The annualized percentage change is calculated with least-square regression based on the eleven years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 10-Year Share Buyback Ratio of -6.80 mean?
JS Bank (KAR:JSBL) has a 10-Year Share Buyback Ratio of -6.80 as of Mar. 2026. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for JS Bank and its competitors. According to the industry distribution chart, JS Bank ranks #859 out of 1034 companies in the Banks industry, placing it in the top 83.1%.
Is JS Bank's 10-Year Share Buyback Ratio too high?
JS Bank's current 10-Year Share Buyback Ratio is -6.80. Based on the distribution chart, JS Bank ranks #859 out of 1034 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, JS Bank has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JS Bank's 10-Year Share Buyback Ratio compare to PNC and USB?
According to the Banks industry distribution chart, JS Bank ranks #859 out of 1034 companies for 10-Year Share Buyback Ratio. This places JS Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year Share Buyback Ratio for a Banks company?
A good 10-Year Share Buyback Ratio depends on the Banks industry context. However, 10-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year Share Buyback Ratio mean?
A high 10-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for JS Bank and its competitors. JS Bank's current 10-Year Share Buyback Ratio is -6.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JS Bank stock overvalued right now?
Based on GuruFocus' analysis, JS Bank (KAR:JSBL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨12.53, compared to a current price of ₨14.24 — trading 13.6% above its estimated fair value. The current 10-Year Share Buyback Ratio is -6.80. JS Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year Share Buyback Ratio calculated?
10-Year Share Buyback Ratio is calculated from a company's financial statements. For JS Bank (KAR:JSBL), the current 10-Year Share Buyback Ratio is -6.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JS Bank (KAR:JSBL) Overvalued in 2026?

Based on GuruFocus' analysis, JS Bank stock appears to be overvalued. The current stock price of ₨14.24 is trading 13.6% above its estimated GF Value™ of ₨12.53. GuruFocus considers JS Bank to be Modestly Overvalued.

Key valuation signals for KAR:JSBL:

  • 10-Year Share Buyback Ratio: -6.80
  • GF Value™: ₨12.53 vs. price of ₨14.24 (13.6% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the KAR:JSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JS Bank Business Description

Address Dr. Ziauddin Ahmed Road, Shaheen Commercial Complex, P.O. Box 4847, Karachi, PAK, 74200
JS Bank Ltd is involved in providing financial services. The company operates in various business segments: Retail Banking; Corporate /Commercial Banking; Treasury; Investment, International, and Institutional; Banking; Zindigi; and Others. It derives maximum revenue from Retail Banking segment. Retail banking includes branch banking, small and medium enterprises, direct sales, private banking, product management, branch distribution network and tele sales. Geographically, the company operates in Bahrain and Pakistan. Its products include: Cash Settled Futures (CSF), Government Debt Securities-Primary Market Auction; Equity; Fixed Income-Secondary Market Trading; RDA - Roshan Equity Investment (REI); Derivatives; Exchange Traded Funds; Margin Trading System (MTS); and Sahulat Account.
73GF Score

Get the complete analysis for KAR:JSBL

10-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨14.24
Price
₨12.53
GF Value