JS Bank (KAR:JSBL) Total Noninterest Expense: ₨69,406 Mil (As of Mar. 2026)


KAR:JSBL JS Bank Ltd KAR:JSBL
43 GF Score
Price ₨15.05
GF Value ₨12.34
Valuation Modestly Overvalued
! 3 Warning Signs
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What is JS Bank Total Noninterest Expense?

JS Bank KAR:JSBL +3.79% 43 Total Noninterest Expense is ₨69,406 Mil as of Mar. 2026. GuruFocus rates KAR:JSBL with a GF Score™ of 43/100 and a GF Value™ of ₨12.34 (Modestly Overvalued). The stock has 3 warning signs investors should review.

JS Bank's Total Noninterest Expense for the three months ended in Mar. 2026 was ₨15,557 Mil. JS Bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₨69,406 Mil.

JS Bank Total Noninterest Expense Related Terms

JS Bank Total Noninterest Expense Historical Data

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The historical data trend for JS Bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JS Bank Total Noninterest Expense Chart

JS Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15,969.59 18,661.99 35,926.37 59,244.28 67,459.93

JS Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14,833.71 17,740.76 16,541.92 19,566.24 15,556.90
KAR:JSBL
43GF Score
JS Bank Ltd KAR:JSBL
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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JS Bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨69,406 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of ₨69,406 Mil mean?
JS Bank (KAR:JSBL) has a Total Noninterest Expense of ₨69,406 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on JS Bank and its competitors.
Is JS Bank's Total Noninterest Expense too high?
JS Bank's current Total Noninterest Expense is ₨69,406 Mil. Overall, JS Bank has a GF Score™ of 43/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JS Bank's Total Noninterest Expense compare to PNC and USB?
JS Bank's Total Noninterest Expense of ₨69,406 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on JS Bank and its competitors. JS Bank's current Total Noninterest Expense is ₨69,406 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JS Bank stock overvalued right now?
Based on GuruFocus' analysis, JS Bank (KAR:JSBL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨12.34, compared to a current price of ₨15.05 — trading 22% above its estimated fair value. The current Total Noninterest Expense is ₨69,406 Mil. JS Bank's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For JS Bank (KAR:JSBL), the current Total Noninterest Expense is ₨69,406 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JS Bank (KAR:JSBL) Overvalued in 2026?

Based on GuruFocus' analysis, JS Bank stock appears to be overvalued. The current stock price of ₨15.05 is trading 22% above its estimated GF Value™ of ₨12.34. GuruFocus considers JS Bank to be Modestly Overvalued.

Key valuation signals for KAR:JSBL:

  • Total Noninterest Expense: ₨69,406 Mil
  • GF Value™: ₨12.34 vs. price of ₨15.05 (22% above fair value)
  • GF Score™: 43/100 with 3 warning signs

No single metric tells the full story. See the KAR:JSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JS Bank Business Description

Address Dr. Ziauddin Ahmed Road, Shaheen Commercial Complex, P.O. Box 4847, Karachi, PAK, 74200
JS Bank Ltd is involved in providing financial services. The company operates in various business segments: Retail Banking; Corporate /Commercial Banking; Treasury; Investment, International, and Institutional; Banking; Zindigi; and Others. It derives maximum revenue from Retail Banking segment. Retail banking includes branch banking, small and medium enterprises, direct sales, private banking, product management, branch distribution network and tele sales. Geographically, the company operates in Bahrain and Pakistan. Its products include: Cash Settled Futures (CSF), Government Debt Securities-Primary Market Auction; Equity; Fixed Income-Secondary Market Trading; RDA - Roshan Equity Investment (REI); Derivatives; Exchange Traded Funds; Margin Trading System (MTS); and Sahulat Account.
43GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨15.05
Price
₨12.34
GF Value