JS Bank (KAR:JSBL) SpecialCharges: ₨-301 Mil (TTM As of Mar. 2026)


KAR:JSBL JS Bank Ltd KAR:JSBL
38 GF Score
Price ₨13.29
GF Value ₨13.62
Valuation Fairly Valued
! 2 Warning Signs
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What is JS Bank SpecialCharges?

JS Bank KAR:JSBL +7.44% 38 SpecialCharges is ₨-301 Mil as of Mar. 2026. GuruFocus rates KAR:JSBL with a GF Score™ of 38/100 and a GF Value™ of ₨13.62 (Fairly Valued). The stock has 2 warning signs investors should review.

JS Bank's special charges for the three months ended in Mar. 2026 was ₨-41 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-301 Mil.

JS Bank SpecialCharges Historical Data

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The historical data trend for JS Bank's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JS Bank SpecialCharges Chart

JS Bank Annual Data
Trend Dec22 Dec23 Dec24 Dec25
SpecialCharges
-360.53 -3,574.89 -171.76 -260.29

JS Bank Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 68.07 0.00 0.00 -260.00 -41.11
KAR:JSBL
38GF Score
JS Bank Ltd KAR:JSBL
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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JS Bank SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-301 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of ₨-301 Mil mean?
JS Bank (KAR:JSBL) has a SpecialCharges of ₨-301 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on JS Bank and its competitors.
Is JS Bank's SpecialCharges too high?
JS Bank's current SpecialCharges is ₨-301 Mil. Overall, JS Bank has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JS Bank's SpecialCharges compare to PNC and USB?
JS Bank's SpecialCharges of ₨-301 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on JS Bank and its competitors. JS Bank's current SpecialCharges is ₨-301 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JS Bank stock overvalued right now?
Based on GuruFocus' analysis, JS Bank (KAR:JSBL) is currently considered Fairly Valued. The stock's GF Value™ is ₨13.62, compared to a current price of ₨13.29 — trading 2.4% below its estimated fair value. The current SpecialCharges is ₨-301 Mil. JS Bank's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For JS Bank (KAR:JSBL), the current SpecialCharges is ₨-301 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JS Bank (KAR:JSBL) Overvalued in 2026?

Based on GuruFocus' analysis, JS Bank stock appears to be undervalued. The current stock price of ₨13.29 is trading 2.4% below its estimated GF Value™ of ₨13.62. GuruFocus considers JS Bank to be Fairly Valued.

Key valuation signals for KAR:JSBL:

  • SpecialCharges: ₨-301 Mil
  • GF Value™: ₨13.62 vs. price of ₨13.29 (2.4% below fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the KAR:JSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JS Bank Business Description

Address Dr. Ziauddin Ahmed Road, Shaheen Commercial Complex, P.O. Box 4847, Karachi, PAK, 74200
JS Bank Ltd is involved in providing financial services. The company operates in various business segments: Retail Banking; Corporate /Commercial Banking; Treasury; Investment, International, and Institutional; Banking; Zindigi; and Others. It derives maximum revenue from Retail Banking segment. Retail banking includes branch banking, small and medium enterprises, direct sales, private banking, product management, branch distribution network and tele sales. Geographically, the company operates in Bahrain and Pakistan. Its products include: Cash Settled Futures (CSF), Government Debt Securities-Primary Market Auction; Equity; Fixed Income-Secondary Market Trading; RDA - Roshan Equity Investment (REI); Derivatives; Exchange Traded Funds; Margin Trading System (MTS); and Sahulat Account.
38GF Score

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SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨13.29
Price
₨13.62
GF Value