UmweltBank AG (FRA:UBK) Accounts Receivable: €0.00 Mil (As of Dec. 2025)

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FRA:UBK UmweltBank AG FRA:UBK
58 GF Score
Price €3.68
GF Value €8.52
Valuation Possible Value Trap
! 4 Warning Signs
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What is UmweltBank AG Accounts Receivable?

UmweltBank AG FRA:UBK -0.27% 58 Accounts Receivable is €0.00 Mil as of Dec. 2025. GuruFocus rates FRA:UBK with a GF Score™ of 58/100 and a GF Value™ of €8.52 (Possible Value Trap). The stock has 4 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. UmweltBank AG's accounts receivables for the quarter that ended in Dec. 2025 was €0.00 Mil.

Accounts receivable can be measured by Days Sales Outstanding. UmweltBank AG's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. UmweltBank AG's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was €-162.30.


UmweltBank AG Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

UmweltBank AG's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/73.398*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), UmweltBank AG's accounts receivable are only considered to be worth 75% of book value:

UmweltBank AG's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(53.718+0.75 * 0+0.5 * 0-6763.475
-0-8.601)/41.395
=-162.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


UmweltBank AG Accounts Receivable Related Terms


UmweltBank AG Accounts Receivable Historical Data

* Premium members only.

The historical data trend for UmweltBank AG's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UmweltBank AG Accounts Receivable Chart

UmweltBank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

UmweltBank AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FRA:UBK
58GF Score
UmweltBank AG FRA:UBK
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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UmweltBank AG Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of €0.00 Mil mean?
UmweltBank AG (FRA:UBK) has a Accounts Receivable of €0.00 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on UmweltBank AG and its competitors.
Is UmweltBank AG's Accounts Receivable too high?
UmweltBank AG's current Accounts Receivable is €0.00 Mil. Overall, UmweltBank AG has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UmweltBank AG's Accounts Receivable compare to USB and PNC?
UmweltBank AG's Accounts Receivable of €0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on UmweltBank AG and its competitors. UmweltBank AG's current Accounts Receivable is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UmweltBank AG stock overvalued right now?
Based on GuruFocus' analysis, UmweltBank AG (FRA:UBK) is currently considered Possible Value Trap. The stock's GF Value™ is €8.52, compared to a current price of €3.68 — trading 56.8% below its estimated fair value. The current Accounts Receivable is €0.00 Mil. UmweltBank AG's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For UmweltBank AG (FRA:UBK), the current Accounts Receivable is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UmweltBank AG (FRA:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be undervalued. The current stock price of €3.68 is trading 56.8% below its estimated GF Value™ of €8.52. GuruFocus considers UmweltBank AG to be Possible Value Trap.

Key valuation signals for FRA:UBK:

  • Accounts Receivable: €0.00 Mil
  • GF Value™: €8.52 vs. price of €3.68 (56.8% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the FRA:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UmweltBank AG Business Description

Other Exchanges UBK:Germany
Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
58GF Score

Get the complete analysis for FRA:UBK

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.68
Price
€8.52
GF Value