UmweltBank AG (FRA:UBK) Interest Expense: €-70.06 Mil (TTM As of Dec. 2025)


FRA:UBK UmweltBank AG FRA:UBK
58 GF Score
Price €3.60
GF Value €2.80
Valuation Modestly Overvalued
! 2 Warning Signs
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What is UmweltBank AG Interest Expense?

UmweltBank AG FRA:UBK +1.41% 58 Interest Expense is €-70.06 Mil as of Dec. 2025. GuruFocus rates FRA:UBK with a GF Score™ of 58/100 and a GF Value™ of €2.80 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. UmweltBank AG's interest expense for the six months ended in Dec. 2025 was € -70.06 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-70.06 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. UmweltBank AG's Operating Income for the six months ended in Dec. 2025 was € Mil. UmweltBank AG's Interest Expense for the six months ended in Dec. 2025 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

UmweltBank AG Interest Expense Historical Data

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The historical data trend for UmweltBank AG's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UmweltBank AG Interest Expense Chart

UmweltBank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.66 -15.61 -59.89 -80.71 -70.06

UmweltBank AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.66 -15.61 -59.89 -80.71 -70.06
FRA:UBK
58GF Score
UmweltBank AG FRA:UBK
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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UmweltBank AG Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-70.06 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-70.06 Mil mean?
UmweltBank AG (FRA:UBK) has a Interest Expense of €-70.06 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on UmweltBank AG and its competitors.
Is UmweltBank AG's Interest Expense too high?
UmweltBank AG's current Interest Expense is €-70.06 Mil. Overall, UmweltBank AG has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UmweltBank AG's Interest Expense compare to PNC and USB?
UmweltBank AG's Interest Expense of €-70.06 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on UmweltBank AG and its competitors. UmweltBank AG's current Interest Expense is €-70.06 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UmweltBank AG stock overvalued right now?
Based on GuruFocus' analysis, UmweltBank AG (FRA:UBK) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.80, compared to a current price of €3.60 — trading 28.6% above its estimated fair value. The current Interest Expense is €-70.06 Mil. UmweltBank AG's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For UmweltBank AG (FRA:UBK), the current Interest Expense is €-70.06 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UmweltBank AG (FRA:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.60 is trading 28.6% above its estimated GF Value™ of €2.80. GuruFocus considers UmweltBank AG to be Modestly Overvalued.

Key valuation signals for FRA:UBK:

  • Interest Expense: €-70.06 Mil
  • GF Value™: €2.80 vs. price of €3.60 (28.6% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the FRA:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UmweltBank AG Business Description

Other Exchanges UBK:Germany
Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
58GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.60
Price
€2.80
GF Value