UmweltBank AG (FRA:UBK) EPS without NRI: €0.35 (TTM As of Dec. 2025)


FRA:UBK UmweltBank AG FRA:UBK
58 GF Score
Price €3.51
GF Value €2.80
Valuation Modestly Overvalued
! 3 Warning Signs
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What is UmweltBank AG EPS without NRI?

UmweltBank AG FRA:UBK -3.04% 58 EPS without NRI is €0.35 as of Dec. 2025. GuruFocus rates FRA:UBK with a GF Score™ of 58/100 and a GF Value™ of €2.80 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,417 Banks companies, UmweltBank AG ranks worse than 88.21% on this metric.

UmweltBank AG's earnings per share without non-recurring items for the six months ended in Dec. 2025 was €0.35. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was €0.35.

During the past 12 months, UmweltBank AG's average earnings per share (NRI) Growth Rate was 1715.80% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -13.10% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -36.00% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was -26.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for UmweltBank AG's EPS without NRI or its related term are showing as below:

FRA:UBK' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -69.2   Med: -1.9   Max: 359.3
Current: -13.1

During the past 13 years, UmweltBank AG's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 359.30% per year. The lowest was -69.20% per year. And the median was -1.90% per year.

FRA:UBK's 3-Year EPS without NRI Growth Rate is ranked worse than
88.21% of 1417 companies
in the Banks industry
Industry Median: 7.3 vs FRA:UBK: -13.10

UmweltBank AG's EPS (Diluted) for the six months ended in Dec. 2025 was €0.35. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.35.

UmweltBank AG's EPS (Basic) for the six months ended in Dec. 2025 was €0.35. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.35.


UmweltBank AG  (FRA:UBK) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


UmweltBank AG EPS without NRI Related Terms


UmweltBank AG EPS without NRI Historical Data

* Premium members only.

The historical data trend for UmweltBank AG's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UmweltBank AG EPS without NRI Chart

UmweltBank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.53 0.02 0.02 0.35

UmweltBank AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.53 0.02 0.02 0.35

FRA:UBK vs PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, UmweltBank AG's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UmweltBank AG PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, UmweltBank AG's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where UmweltBank AG's PE Ratio without NRI falls into.


FRA:UBK
58GF Score
UmweltBank AG FRA:UBK
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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UmweltBank AG EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was €0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €0.35 mean?
UmweltBank AG (FRA:UBK) has a EPS without NRI of €0.35 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on UmweltBank AG and its competitors. According to the industry distribution chart, UmweltBank AG ranks #1250 out of 1417 companies in the Banks industry, placing it in the top 88.2%.
Is UmweltBank AG's EPS without NRI too high?
UmweltBank AG's current EPS without NRI is €0.35. Based on the distribution chart, UmweltBank AG ranks #1250 out of 1417 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, UmweltBank AG has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UmweltBank AG's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, UmweltBank AG ranks #1250 out of 1417 companies for EPS without NRI. This places UmweltBank AG in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on UmweltBank AG and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UmweltBank AG's current EPS without NRI is €0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UmweltBank AG stock overvalued right now?
Based on GuruFocus' analysis, UmweltBank AG (FRA:UBK) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.80, compared to a current price of €3.51 — trading 25.4% above its estimated fair value. The current EPS without NRI is €0.35. UmweltBank AG's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For UmweltBank AG (FRA:UBK), the current EPS without NRI is €0.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UmweltBank AG (FRA:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.51 is trading 25.4% above its estimated GF Value™ of €2.80. GuruFocus considers UmweltBank AG to be Modestly Overvalued.

Key valuation signals for FRA:UBK:

  • EPS without NRI: €0.35
  • GF Value™: €2.80 vs. price of €3.51 (25.4% above fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the FRA:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UmweltBank AG Business Description

Other Exchanges UBK:Germany
Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
58GF Score

Get the complete analysis for FRA:UBK

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.51
Price
€2.80
GF Value