UmweltBank AG (FRA:UBK) Total Noninterest Expense: €66.96 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UBK UmweltBank AG FRA:UBK
58 GF Score
Price €3.79
GF Value €2.80
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is UmweltBank AG Total Noninterest Expense?

UmweltBank AG FRA:UBK -1.56% 58 Total Noninterest Expense is €66.96 Mil as of Dec. 2025. GuruFocus rates FRA:UBK with a GF Score™ of 58/100 and a GF Value™ of €2.80 (Significantly Overvalued). The stock has 4 warning signs investors should review.

UmweltBank AG's Total Noninterest Expense for the six months ended in Dec. 2025 was €66.96 Mil. UmweltBank AG's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was €66.96 Mil.

UmweltBank AG Total Noninterest Expense Related Terms

UmweltBank AG Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for UmweltBank AG's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UmweltBank AG Total Noninterest Expense Chart

UmweltBank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.68 62.71 53.02 39.61 66.96

UmweltBank AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.68 62.71 53.02 39.61 66.96
FRA:UBK
58GF Score
UmweltBank AG FRA:UBK
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UmweltBank AG Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was €66.96 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of €66.96 Mil mean?
UmweltBank AG (FRA:UBK) has a Total Noninterest Expense of €66.96 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on UmweltBank AG and its competitors.
Is UmweltBank AG's Total Noninterest Expense too high?
UmweltBank AG's current Total Noninterest Expense is €66.96 Mil. Overall, UmweltBank AG has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UmweltBank AG's Total Noninterest Expense compare to PNC and USB?
UmweltBank AG's Total Noninterest Expense of €66.96 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on UmweltBank AG and its competitors. UmweltBank AG's current Total Noninterest Expense is €66.96 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UmweltBank AG stock overvalued right now?
Based on GuruFocus' analysis, UmweltBank AG (FRA:UBK) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.80, compared to a current price of €3.79 — trading 35.4% above its estimated fair value. The current Total Noninterest Expense is €66.96 Mil. UmweltBank AG's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For UmweltBank AG (FRA:UBK), the current Total Noninterest Expense is €66.96 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UmweltBank AG (FRA:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.79 is trading 35.4% above its estimated GF Value™ of €2.80. GuruFocus considers UmweltBank AG to be Significantly Overvalued.

Key valuation signals for FRA:UBK:

  • Total Noninterest Expense: €66.96 Mil
  • GF Value™: €2.80 vs. price of €3.79 (35.4% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the FRA:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UmweltBank AG Business Description

Other Exchanges UBK:Germany
Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
58GF Score

Get the complete analysis for FRA:UBK

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.79
Price
€2.80
GF Value