UmweltBank AG (FRA:UBK) Asset Turnover: 0.01 (As of Dec. 2024)


FRA:UBK UmweltBank AG FRA:UBK
58 GF Score
Price €3.65
GF Value €2.80
Valuation Modestly Overvalued
! 2 Warning Signs
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What is UmweltBank AG Asset Turnover?

UmweltBank AG FRA:UBK +2.53% 58 Asset Turnover is 0.01 as of Dec. 2024. GuruFocus rates FRA:UBK with a GF Score™ of 58/100 and a GF Value™ of €2.80 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. UmweltBank AG's Revenue for the six months ended in Dec. 2024 was €31.09 Mil. UmweltBank AG's Total Assets for the quarter that ended in Dec. 2024 was €5,937.02 Mil. Therefore, UmweltBank AG's Asset Turnover for the quarter that ended in Dec. 2024 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. UmweltBank AG's annualized ROE % for the quarter that ended in Dec. 2024 was 0.59%. It is also linked to ROA % through Du Pont Formula. UmweltBank AG's annualized ROA % for the quarter that ended in Dec. 2024 was 0.02%.


UmweltBank AG  (FRA:UBK) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

UmweltBank AG's annulized ROE % for the quarter that ended in Dec. 2024 is

ROE %**(Q: Dec. 2024 )
=Net Income/Total Stockholders Equity
=1.468/249.537
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1.468 / 62.184)*(62.184 / 5937.0185)*(5937.0185/ 249.537)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.36 %*0.0105*23.7921
=ROA %*Equity Multiplier
=0.02 %*23.7921
=0.59 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2024) net income data. The Revenue data used here is two times the semi-annual (Dec. 2024) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

UmweltBank AG's annulized ROA % for the quarter that ended in Dec. 2024 is

ROA %(Q: Dec. 2024 )
=Net Income/Total Assets
=1.468/5937.0185
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1.468 / 62.184)*(62.184 / 5937.0185)
=Net Margin %*Asset Turnover
=2.36 %*0.0105
=0.02 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2024) net income data. The Revenue data used here is two times the semi-annual (Dec. 2024) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


UmweltBank AG Asset Turnover Related Terms


UmweltBank AG Asset Turnover Historical Data

* Premium members only.

The historical data trend for UmweltBank AG's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UmweltBank AG Asset Turnover Chart

UmweltBank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.01 0.02 0.01 0.01

UmweltBank AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.01 0.02 0.01 0.01

FRA:UBK vs PNC, USB: Asset Turnover Comparison

For the Banks - Regional subindustry, UmweltBank AG's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UmweltBank AG Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, UmweltBank AG's Asset Turnover distribution charts can be found below:

* The bar in red indicates where UmweltBank AG's Asset Turnover falls into.


FRA:UBK
58GF Score
UmweltBank AG FRA:UBK
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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UmweltBank AG Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

UmweltBank AG's Asset Turnover for the fiscal year that ended in Dec. 2024 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2024 )/( (Total Assets (A: Dec. 2023 )+Total Assets (A: Dec. 2024 ))/ count )
=31.092/( (5688.138+6185.899)/ 2 )
=31.092/5937.0185
=0.01

UmweltBank AG's Asset Turnover for the quarter that ended in Dec. 2024 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2024 )/( (Total Assets (Q: Dec. 2023 )+Total Assets (Q: Dec. 2024 ))/ count )
=31.092/( (5688.138+6185.899)/ 2 )
=31.092/5937.0185
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
UmweltBank AG (FRA:UBK) has a Asset Turnover of 0.01 as of Dec. 2024. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on UmweltBank AG and its competitors.
Is UmweltBank AG's Asset Turnover too high?
UmweltBank AG's current Asset Turnover is 0.01. Overall, UmweltBank AG has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UmweltBank AG's Asset Turnover compare to PNC and USB?
UmweltBank AG's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on UmweltBank AG and its competitors. UmweltBank AG's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UmweltBank AG stock overvalued right now?
Based on GuruFocus' analysis, UmweltBank AG (FRA:UBK) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.80, compared to a current price of €3.65 — trading 30.4% above its estimated fair value. The current Asset Turnover is 0.01. UmweltBank AG's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For UmweltBank AG (FRA:UBK), the current Asset Turnover is 0.01 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UmweltBank AG (FRA:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.65 is trading 30.4% above its estimated GF Value™ of €2.80. GuruFocus considers UmweltBank AG to be Modestly Overvalued.

Key valuation signals for FRA:UBK:

  • Asset Turnover: 0.01
  • GF Value™: €2.80 vs. price of €3.65 (30.4% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the FRA:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UmweltBank AG Business Description

Other Exchanges UBK:Germany
Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
58GF Score

Get the complete analysis for FRA:UBK

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.65
Price
€2.80
GF Value