UmweltBank AG (FRA:UBK) ROE % Adjusted to Book Value: 0.33% (As of Dec. 2024)


FRA:UBK UmweltBank AG FRA:UBK
58 GF Score
Price €3.62
GF Value €2.80
Valuation Modestly Overvalued
! 2 Warning Signs
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What is UmweltBank AG ROE % Adjusted to Book Value?

UmweltBank AG FRA:UBK +1.69% 58 ROE % Adjusted to Book Value is 0.33% as of Dec. 2024. GuruFocus rates FRA:UBK with a GF Score™ of 58/100 and a GF Value™ of €2.80 (Modestly Overvalued). The stock has 2 warning signs investors should review.

UmweltBank AG's ROE % for the quarter that ended in Dec. 2024 was 0.29%. UmweltBank AG's PB Ratio for the quarter that ended in Dec. 2024 was 0.89. UmweltBank AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2024 was 0.33%.

UmweltBank AG ROE % Adjusted to Book Value Related Terms

UmweltBank AG ROE % Adjusted to Book Value Historical Data

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The historical data trend for UmweltBank AG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UmweltBank AG ROE % Adjusted to Book Value Chart

UmweltBank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.45 3.35 4.06 0.26 0.33

UmweltBank AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.45 3.35 4.06 0.26 0.33

FRA:UBK vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, UmweltBank AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UmweltBank AG ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, UmweltBank AG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where UmweltBank AG's ROE % Adjusted to Book Value falls into.


FRA:UBK
58GF Score
UmweltBank AG FRA:UBK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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UmweltBank AG ROE % Adjusted to Book Value Calculation

UmweltBank AG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.29% / 0.89
=0.33%

UmweltBank AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.29% / 0.89
=0.33%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 0.33% mean?
UmweltBank AG (FRA:UBK) has a ROE % Adjusted to Book Value of 0.33% as of Dec. 2024. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on UmweltBank AG and its competitors.
Is UmweltBank AG's ROE % Adjusted to Book Value too high?
UmweltBank AG's current ROE % Adjusted to Book Value is 0.33%. Overall, UmweltBank AG has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UmweltBank AG's ROE % Adjusted to Book Value compare to PNC and USB?
UmweltBank AG's ROE % Adjusted to Book Value of 0.33% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on UmweltBank AG and its competitors. UmweltBank AG's current ROE % Adjusted to Book Value is 0.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UmweltBank AG stock overvalued right now?
Based on GuruFocus' analysis, UmweltBank AG (FRA:UBK) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.80, compared to a current price of €3.62 — trading 29.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 0.33%. UmweltBank AG's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For UmweltBank AG (FRA:UBK), the current ROE % Adjusted to Book Value is 0.33% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UmweltBank AG (FRA:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.62 is trading 29.3% above its estimated GF Value™ of €2.80. GuruFocus considers UmweltBank AG to be Modestly Overvalued.

Key valuation signals for FRA:UBK:

  • ROE % Adjusted to Book Value: 0.33%
  • GF Value™: €2.80 vs. price of €3.62 (29.3% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the FRA:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UmweltBank AG Business Description

Other Exchanges UBK:Germany
Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
58GF Score

Get the complete analysis for FRA:UBK

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.62
Price
€2.80
GF Value