UmweltBank AG (FRA:UBK) Tax Rate %: -43.89% (As of Dec. 2025)

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FRA:UBK UmweltBank AG FRA:UBK
58 GF Score
Price €3.83
GF Value €2.80
Valuation Significantly Overvalued
! 3 Warning Signs
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What is UmweltBank AG Tax Rate %?

UmweltBank AG FRA:UBK +0.79% 58 Tax Rate % is -43.89% as of Dec. 2025. GuruFocus rates FRA:UBK with a GF Score™ of 58/100 and a GF Value™ of €2.80 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. UmweltBank AG's Tax Expense for the six months ended in Dec. 2025 was €-2.83 Mil. UmweltBank AG's Pre-Tax Income for the six months ended in Dec. 2025 was €6.44 Mil. Therefore, UmweltBank AG's Tax Rate % for the quarter that ended in Dec. 2025 was -43.89%.

UmweltBank AG Tax Rate % Related Terms

UmweltBank AG Tax Rate % Historical Data

* Premium members only.

The historical data trend for UmweltBank AG's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UmweltBank AG Tax Rate % Chart

UmweltBank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.61 30.70 32.60 -32.25 -43.89

UmweltBank AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.61 30.70 32.60 -32.25 -43.89
FRA:UBK
58GF Score
UmweltBank AG FRA:UBK
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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UmweltBank AG Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

UmweltBank AG's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=-2.825/6.436
=-43.89 %

UmweltBank AG's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=-2.825/6.436
=-43.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of -43.89% mean?
UmweltBank AG (FRA:UBK) has a Tax Rate % of -43.89% as of Dec. 2025.
Is UmweltBank AG's Tax Rate % too high?
UmweltBank AG's current Tax Rate % is -43.89%. Overall, UmweltBank AG has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UmweltBank AG's Tax Rate % compare to PNC and USB?
UmweltBank AG's Tax Rate % of -43.89% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. UmweltBank AG's current Tax Rate % is -43.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UmweltBank AG stock overvalued right now?
Based on GuruFocus' analysis, UmweltBank AG (FRA:UBK) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.80, compared to a current price of €3.83 — trading 36.8% above its estimated fair value. The current Tax Rate % is -43.89%. UmweltBank AG's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For UmweltBank AG (FRA:UBK), the current Tax Rate % is -43.89% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UmweltBank AG (FRA:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.83 is trading 36.8% above its estimated GF Value™ of €2.80. GuruFocus considers UmweltBank AG to be Significantly Overvalued.

Key valuation signals for FRA:UBK:

  • Tax Rate %: -43.89%
  • GF Value™: €2.80 vs. price of €3.83 (36.8% above fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the FRA:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UmweltBank AG Business Description

Other Exchanges UBK:Germany
Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
58GF Score

Get the complete analysis for FRA:UBK

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.83
Price
€2.80
GF Value