JMSB (John Marshall Bancorp) Accounts Receivable: $6.00 Mil (As of Jun. 2026)

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JMSB John Marshall Bancorp Inc JMSB
62 GF Score
Price $22.91
GF Value $24.17
Valuation Fairly Valued
! 3 Warning Signs
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What is John Marshall Bancorp Accounts Receivable?

John Marshall Bancorp JMSB -0.78% 62 Accounts Receivable is $6.00 Mil as of Jun. 2026. GuruFocus rates JMSB with a GF Score™ of 62/100 and a GF Value™ of $24.17 (Fairly Valued). The stock has 3 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. John Marshall Bancorp's accounts receivables for the quarter that ended in Jun. 2026 was $6.00 Mil.

Accounts receivable can be measured by Days Sales Outstanding. John Marshall Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 29.16.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. John Marshall Bancorp's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-130.26.


John Marshall Bancorp Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

John Marshall Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=6.001/18.777*91
=29.16

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), John Marshall Bancorp's accounts receivable are only considered to be worth 75% of book value:

John Marshall Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(285.899+0.75 * 6.001+0.5 * 0-2128.637
-0-0)/14.112
=-130.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


John Marshall Bancorp Accounts Receivable Related Terms


John Marshall Bancorp Accounts Receivable Historical Data

* Premium members only.

The historical data trend for John Marshall Bancorp's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

John Marshall Bancorp Accounts Receivable Chart

John Marshall Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.94 5.53 6.11 6.00 5.89

John Marshall Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.84 5.82 5.89 6.07 6.00
JMSB
62GF Score
John Marshall Bancorp Inc JMSB
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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John Marshall Bancorp Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $6.00 Mil mean?
John Marshall Bancorp (JMSB) has a Accounts Receivable of $6.00 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on John Marshall Bancorp and its competitors.
Is John Marshall Bancorp's Accounts Receivable too high?
John Marshall Bancorp's current Accounts Receivable is $6.00 Mil. Overall, John Marshall Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's Accounts Receivable compare to FCCO and BRBS?
John Marshall Bancorp's Accounts Receivable of $6.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on John Marshall Bancorp and its competitors. John Marshall Bancorp's current Accounts Receivable is $6.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $24.17, compared to a current price of $22.91 — trading 5.2% below its estimated fair value. The current Accounts Receivable is $6.00 Mil. John Marshall Bancorp's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current Accounts Receivable is $6.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is John Marshall Bancorp (JMSB) Overvalued in 2026?

Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued. The current stock price of $22.91 is trading 5.2% below its estimated GF Value™ of $24.17. GuruFocus considers John Marshall Bancorp to be Fairly Valued.

Key valuation signals for JMSB:

  • Accounts Receivable: $6.00 Mil
  • GF Value™: $24.17 vs. price of $22.91 (5.2% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


John Marshall Bancorp Business Description

Address 1943 Isaac Newton Square, Suite 100, Reston, VA, USA, 20190
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
62GF Score

Get the complete analysis for JMSB

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.91
Price
$24.17
GF Value