JMSB (John Marshall Bancorp) PEG Ratio: 2.28 (As of Jul. 26, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JMSB John Marshall Bancorp Inc JMSB
64 GF Score
Price $22.32
GF Value $23.25
Valuation Fairly Valued
! 3 Warning Signs
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What is John Marshall Bancorp PEG Ratio?

John Marshall Bancorp JMSB +0.99% 64 PEG Ratio is 2.28 as of Jul. 26, 2026, which is 3% above its 10-year median of 2.21. GuruFocus rates JMSB with a GF Score™ of 64/100 and a GF Value™ of $23.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,232 Banks companies, John Marshall Bancorp ranks worse than 64.61% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, John Marshall Bancorp's PE Ratio without NRI is 13.45. John Marshall Bancorp's 5-Year Book Value growth rate is 5.90%. Therefore, John Marshall Bancorp's PEG Ratio for today is 2.28.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for John Marshall Bancorp's PEG Ratio or its related term are showing as below:

JMSB' s PEG Ratio Range Over the Past 10 Years
Min: 1.02   Med: 2.21   Max: 2.6
Current: 2.28


During the past 13 years, John Marshall Bancorp's highest PEG Ratio was 2.60. The lowest was 1.02. And the median was 2.21.


JMSB's PEG Ratio is ranked worse than
64.61% of 1232 companies
in the Banks industry
Industry Median: 1.55 vs JMSB: 2.28

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


John Marshall Bancorp  (NAS:JMSB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


John Marshall Bancorp PEG Ratio Related Terms


John Marshall Bancorp PEG Ratio Historical Data

* Premium members only.

The historical data trend for John Marshall Bancorp's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

John Marshall Bancorp PEG Ratio Chart

John Marshall Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.38 2.07 2.63 2.32

John Marshall Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 2.32 0.00 0.00

JMSB vs FCCO, MYFW, CSHX: PEG Ratio Comparison

For the Banks - Regional subindustry, John Marshall Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


John Marshall Bancorp PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, John Marshall Bancorp's PEG Ratio distribution charts can be found below:

* The bar in red indicates where John Marshall Bancorp's PEG Ratio falls into.


JMSB
64GF Score
John Marshall Bancorp Inc JMSB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

John Marshall Bancorp PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

John Marshall Bancorp's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=13.453887884268/5.90
=2.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.28 mean?
John Marshall Bancorp (JMSB) has a PEG Ratio of 2.28 as of Jul. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on John Marshall Bancorp and its competitors. This is near median its historical median of 2.21. Over the past decade, John Marshall Bancorp's PEG Ratio has ranged from 1.02 to 2.60. According to the industry distribution chart, John Marshall Bancorp ranks #796 out of 1232 companies in the Banks industry, placing it in the top 64.6%.
Is John Marshall Bancorp's PEG Ratio too high?
John Marshall Bancorp's current PEG Ratio of 2.28 is near median its 10-year median of 2.21. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 2.60. The Banks industry median PEG Ratio is 1.55. John Marshall Bancorp's value of 2.28 is 47.1% above this industry median. Based on the distribution chart, John Marshall Bancorp ranks #796 out of 1232 companies in the Banks industry, which is below the industry midpoint. Overall, John Marshall Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's PEG Ratio compare to FCCO and MYFW?
According to the Banks industry distribution chart, John Marshall Bancorp ranks #796 out of 1232 companies for PEG Ratio. This places John Marshall Bancorp in the lower half of its industry. The industry median PEG Ratio is 1.55. John Marshall Bancorp's value of 2.28 is 47.1% above this benchmark. Historically, John Marshall Bancorp's own PEG Ratio has ranged from 1.02 to 2.60 over the past decade. While the company's 10-year median is 2.21 vs. the industry median of 1.55, John Marshall Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. John Marshall Bancorp's current PEG Ratio of 2.28 is 47.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on John Marshall Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Marshall Bancorp's current PEG Ratio is 2.28, which is near median its own 10-year median of 2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $23.25, compared to a current price of $22.32 — trading 4% below its estimated fair value. The current PEG Ratio is 2.28, which is near median its 10-year median of 2.21 and 47.1% above the Banks industry median of 1.55. John Marshall Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current PEG Ratio is 2.28 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is John Marshall Bancorp (JMSB) Overvalued in 2026?

Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued. The current stock price of $22.32 is trading 4% below its estimated GF Value™ of $23.25. GuruFocus considers John Marshall Bancorp to be Fairly Valued.

Key valuation signals for JMSB:

  • PEG Ratio: 2.28 (near median its 10-year median of 2.21)
  • GF Value™: $23.25 vs. price of $22.32 (4% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 47.1% above the Banks median (#796 of 1232)

No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


John Marshall Bancorp Business Description

Address 1943 Isaac Newton Square, Suite 100, Reston, VA, USA, 20190
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
64GF Score

Get the complete analysis for JMSB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.32
Price
$23.25
GF Value