JMSB (John Marshall Bancorp) Total Payout Ratio: 0.18 (As of Jul. 26, 2026)

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JMSB John Marshall Bancorp Inc JMSB
64 GF Score
Price $22.32
GF Value $23.25
Valuation Fairly Valued
! 3 Warning Signs
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What is John Marshall Bancorp Total Payout Ratio?

John Marshall Bancorp JMSB +0.99% 64 Total Payout Ratio is 0.18 as of Jul. 26, 2026. GuruFocus rates JMSB with a GF Score™ of 64/100 and a GF Value™ of $23.25 (Fairly Valued). The stock has 3 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

John Marshall Bancorp's current Total Payout Ratio is 0.18.


John Marshall Bancorp Total Payout Ratio Related Terms


John Marshall Bancorp Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for John Marshall Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

John Marshall Bancorp Total Payout Ratio Chart

John Marshall Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.02 -0.01 0.60 0.21 0.32

John Marshall Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 0.05 0.13 0.55 0.00

JMSB vs FCCO, MYFW, CSHX: Total Payout Ratio Comparison

For the Banks - Regional subindustry, John Marshall Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


John Marshall Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, John Marshall Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where John Marshall Bancorp's Total Payout Ratio falls into.


JMSB
64GF Score
John Marshall Bancorp Inc JMSB
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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John Marshall Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

John Marshall Bancorp's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-2.448 + 0 + -4.271) / 21.233
=0.32

John Marshall Bancorp's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-2.045 + 0 + -1.278) / 6.101
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.18 mean?
John Marshall Bancorp (JMSB) has a Total Payout Ratio of 0.18 as of Jul. 26, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on John Marshall Bancorp and its competitors.
Is John Marshall Bancorp's Total Payout Ratio too high?
John Marshall Bancorp's current Total Payout Ratio is 0.18. Overall, John Marshall Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's Total Payout Ratio compare to FCCO and MYFW?
John Marshall Bancorp's Total Payout Ratio of 0.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on John Marshall Bancorp and its competitors. John Marshall Bancorp's current Total Payout Ratio is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $23.25, compared to a current price of $22.32 — trading 4% below its estimated fair value. The current Total Payout Ratio is 0.18. John Marshall Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current Total Payout Ratio is 0.18 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is John Marshall Bancorp (JMSB) Overvalued in 2026?

Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued. The current stock price of $22.32 is trading 4% below its estimated GF Value™ of $23.25. GuruFocus considers John Marshall Bancorp to be Fairly Valued.

Key valuation signals for JMSB:

  • Total Payout Ratio: 0.18
  • GF Value™: $23.25 vs. price of $22.32 (4% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


John Marshall Bancorp Business Description

Address 1943 Isaac Newton Square, Suite 100, Reston, VA, USA, 20190
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
64GF Score

Get the complete analysis for JMSB

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.32
Price
$23.25
GF Value