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John Marshall BancorpJMSB +0.99%64 Net Margin % is 36.33% as of Mar. 2026, which is 14% above its 10-year median of 31.77. GuruFocus rates JMSB with a GF Score™ of 64/100 and a GF Value™ of $23.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, John Marshall Bancorp ranks better than 76.69% on this metric.
The historical rank and industry rank for John Marshall Bancorp's Net Margin % or its related term are showing as below:
JMSB'
s Net Margin % Range Over the Past 10 Years
Min: 14.51 Med: 31.77 Max: 44.1
Current: 35.85
JMSB's Net Margin % is ranked better than 76.69% of 1527
companies
in the Banks industry
Industry Median: 27.06
vs JMSB: 35.85
John Marshall Bancorp (NAS:JMSB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
John Marshall Bancorp Net Margin % Related Terms
John Marshall Bancorp Net Margin % Historical Data
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The historical data trend for John Marshall Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, John Marshall Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
John Marshall Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, John Marshall Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where John Marshall Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
John Marshall Bancorp (JMSB) has a Net Margin % of 36.33% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on John Marshall Bancorp and its competitors. This is 14% above median its historical median of 31.77. Over the past decade, John Marshall Bancorp's Net Margin % has ranged from 14.51 to 44.10. According to the industry distribution chart, John Marshall Bancorp ranks #356 out of 1527 companies in the Banks industry, placing it in the top 23.3%.
Is John Marshall Bancorp's Net Margin % too high?
John Marshall Bancorp's current Net Margin % of 36.33% is 14% above median its 10-year median of 31.77. Over the past 10 years, this metric has ranged from a low of 14.51 to a high of 44.10. The Banks industry median Net Margin % is 27.06. John Marshall Bancorp's value of 36.33% is 34.3% above this industry median. Based on the distribution chart, John Marshall Bancorp ranks #356 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, John Marshall Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's Net Margin % compare to FCCO and MYFW?
According to the Banks industry distribution chart, John Marshall Bancorp ranks #356 out of 1527 companies for Net Margin %. This places John Marshall Bancorp in the top 23% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.06. John Marshall Bancorp's value of 36.33% is 34.3% above this benchmark. Historically, John Marshall Bancorp's own Net Margin % has ranged from 14.51 to 44.10 over the past decade. While the company's 10-year median is 31.77 vs. the industry median of 27.06, John Marshall Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. John Marshall Bancorp's current Net Margin % of 36.33% is 34.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on John Marshall Bancorp and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Marshall Bancorp's current Net Margin % is 36.33%, which is 14% above median its own 10-year median of 31.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $23.25, compared to a current price of $22.32 — trading 4% below its estimated fair value. The current Net Margin % is 36.33%, which is 14% above median its 10-year median of 31.77 and 34.3% above the Banks industry median of 27.06. John Marshall Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current Net Margin % is 36.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is John Marshall Bancorp (JMSB) Overvalued in 2026?
Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued.
The current stock price of $22.32 is trading 4% below its estimated GF Value™ of $23.25.
GuruFocus considers John Marshall Bancorp to be Fairly Valued.
Key valuation signals for JMSB:
Net Margin %: 36.33% (14% above median its 10-year median of 31.77)
GF Value™: $23.25 vs. price of $22.32 (4% below fair value)
Industry Position: 34.3% above the Banks median (#356 of 1527)
No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
64GF Score
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