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John Marshall BancorpJMSB +0.99%64 Dividend Payout Ratio is 0.21 as of Mar. 2026, which is 5% above its 10-year median of 0.20. GuruFocus rates JMSB with a GF Score™ of 64/100 and a GF Value™ of $23.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,175 Banks companies, John Marshall Bancorp ranks better than 92.68% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. John Marshall Bancorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.21.
The historical rank and industry rank for John Marshall Bancorp's Dividend Payout Ratio or its related term are showing as below:
JMSB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11 Med: 0.2 Max: 0.21
Current: 0.11
During the past 13 years, the highest Dividend Payout Ratio of John Marshall Bancorp was 0.21. The lowest was 0.11. And the median was 0.20.
JMSB's Dividend Payout Ratio is ranked better than 92.68% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs JMSB: 0.11
During the past 13 years, the highest Trailing Annual Dividend Yield of John Marshall Bancorp was 1.91%. The lowest was 0.81%. And the median was 1.34%.
During the past 12 months, John Marshall Bancorp's average Dividends Per Share Growth Rate was 56.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
John Marshall Bancorp (NAS:JMSB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
John Marshall Bancorp Dividend Payout Ratio Related Terms
John Marshall Bancorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for John Marshall Bancorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMSB vs FCCO, MYFW, CSHX: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, John Marshall Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
John Marshall Bancorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, John Marshall Bancorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where John Marshall Bancorp's Dividend Payout Ratio falls into.
John Marshall Bancorp Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
John Marshall Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
John Marshall Bancorp (JMSB) has a Dividend Payout Ratio of 0.21 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on John Marshall Bancorp and its competitors. This is near median its historical median of 0.20. Over the past decade, John Marshall Bancorp's Dividend Payout Ratio has ranged from 0.11 to 0.21. According to the industry distribution chart, John Marshall Bancorp ranks #86 out of 1175 companies in the Banks industry, placing it in the top 7.3%.
Is John Marshall Bancorp's Dividend Payout Ratio too high?
John Marshall Bancorp's current Dividend Payout Ratio of 0.21 is near median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.21. The Banks industry median Dividend Payout Ratio is 0.32. John Marshall Bancorp's value of 0.21 is 34.4% below this industry median. Based on the distribution chart, John Marshall Bancorp ranks #86 out of 1175 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, John Marshall Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's Dividend Payout Ratio compare to FCCO and MYFW?
According to the Banks industry distribution chart, John Marshall Bancorp ranks #86 out of 1175 companies for Dividend Payout Ratio. This places John Marshall Bancorp in the top 7% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. John Marshall Bancorp's value of 0.21 is 34.4% below this benchmark. Historically, John Marshall Bancorp's own Dividend Payout Ratio has ranged from 0.11 to 0.21 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.32, John Marshall Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. John Marshall Bancorp's current Dividend Payout Ratio of 0.21 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on John Marshall Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Marshall Bancorp's current Dividend Payout Ratio is 0.21, which is near median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $23.25, compared to a current price of $22.32 — trading 4% below its estimated fair value. The current Dividend Payout Ratio is 0.21, which is near median its 10-year median of 0.20 and 34.4% below the Banks industry median of 0.32. John Marshall Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current Dividend Payout Ratio is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is John Marshall Bancorp (JMSB) Overvalued in 2026?
Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued.
The current stock price of $22.32 is trading 4% below its estimated GF Value™ of $23.25.
GuruFocus considers John Marshall Bancorp to be Fairly Valued.
Key valuation signals for JMSB:
Dividend Payout Ratio: 0.21 (near median its 10-year median of 0.20)
GF Value™: $23.25 vs. price of $22.32 (4% below fair value)
Industry Position: 34.4% below the Banks median (#86 of 1175)
No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
64GF Score
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