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John Marshall BancorpJMSB +0.99%64 5-Year Yield-on-Cost % is 0.81 as of Jul. 26, 2026, which is 40% below its 10-year median of 1.34. GuruFocus rates JMSB with a GF Score™ of 64/100 and a GF Value™ of $23.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, John Marshall Bancorp ranks worse than 94.17% on this metric.
John Marshall Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 0.81.
The historical rank and industry rank for John Marshall Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
JMSB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.81 Med: 1.34 Max: 1.91
Current: 0.81
During the past 13 years, John Marshall Bancorp's highest Yield on Cost was 1.91. The lowest was 0.81. And the median was 1.34.
JMSB's 5-Year Yield-on-Cost % is ranked worse than 94.17% of 1252
companies
in the Banks industry
Industry Median: 3.875
vs JMSB: 0.81
John Marshall Bancorp (NAS:JMSB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
John Marshall Bancorp 5-Year Yield-on-Cost % Related Terms
JMSB vs FCCO, MYFW, CSHX: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, John Marshall Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
John Marshall Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, John Marshall Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where John Marshall Bancorp's 5-Year Yield-on-Cost % falls into.
John Marshall Bancorp 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
John Marshall Bancorp (JMSB) has a 5-Year Yield-on-Cost % of 0.81 as of Jul. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on John Marshall Bancorp and its competitors. This is 40% below median its historical median of 1.34. Over the past decade, John Marshall Bancorp's 5-Year Yield-on-Cost % has ranged from 0.81 to 1.91. According to the industry distribution chart, John Marshall Bancorp ranks #1179 out of 1252 companies in the Banks industry, placing it in the top 94.2%.
Is John Marshall Bancorp's 5-Year Yield-on-Cost % too high?
John Marshall Bancorp's current 5-Year Yield-on-Cost % of 0.81 is 40% below median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 1.91. The Banks industry median 5-Year Yield-on-Cost % is 3.88. John Marshall Bancorp's value of 0.81 is 79.1% below this industry median. Based on the distribution chart, John Marshall Bancorp ranks #1179 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, John Marshall Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's 5-Year Yield-on-Cost % compare to FCCO and MYFW?
According to the Banks industry distribution chart, John Marshall Bancorp ranks #1179 out of 1252 companies for 5-Year Yield-on-Cost %. This places John Marshall Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. John Marshall Bancorp's value of 0.81 is 79.1% below this benchmark. Historically, John Marshall Bancorp's own 5-Year Yield-on-Cost % has ranged from 0.81 to 1.91 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 3.88, John Marshall Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. John Marshall Bancorp's current 5-Year Yield-on-Cost % of 0.81 is 79.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on John Marshall Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Marshall Bancorp's current 5-Year Yield-on-Cost % is 0.81, which is 40% below median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $23.25, compared to a current price of $22.32 — trading 4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.81, which is 40% below median its 10-year median of 1.34 and 79.1% below the Banks industry median of 3.88. John Marshall Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current 5-Year Yield-on-Cost % is 0.81 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is John Marshall Bancorp (JMSB) Overvalued in 2026?
Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued.
The current stock price of $22.32 is trading 4% below its estimated GF Value™ of $23.25.
GuruFocus considers John Marshall Bancorp to be Fairly Valued.
Key valuation signals for JMSB:
5-Year Yield-on-Cost %: 0.81 (40% below median its 10-year median of 1.34)
GF Value™: $23.25 vs. price of $22.32 (4% below fair value)
Industry Position: 79.1% below the Banks median (#1179 of 1252)
No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
64GF Score
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