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John Marshall BancorpJMSB +0.99%64 OCF Margin % is 50.69% as of Mar. 2026, which is 39% above its 10-year median of 36.50. GuruFocus rates JMSB with a GF Score™ of 64/100 and a GF Value™ of $23.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, John Marshall Bancorp ranks better than 60% on this metric.
The historical rank and industry rank for John Marshall Bancorp's OCF Margin % or its related term are showing as below:
JMSB'
s OCF Margin % Range Over the Past 10 Years
Min: 31.41 Med: 36.5 Max: 50.65
Current: 35.41
During the past 13 years, the highest OCF Margin % of John Marshall Bancorp was 50.65%. The lowest was 31.41%. And the median was 36.50%.
JMSB's OCF Margin % is ranked better than 60% of 1500
companies
in the Banks industry
Industry Median: 29.345
vs JMSB: 35.41
John Marshall Bancorp OCF Margin % Related Terms
John Marshall Bancorp OCF Margin % Historical Data
* Premium members only.
The historical data trend for John Marshall Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, John Marshall Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
John Marshall Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, John Marshall Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where John Marshall Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
John Marshall Bancorp (JMSB) has a OCF Margin % of 50.69% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on John Marshall Bancorp and its competitors. This is 39% above median its historical median of 36.50. Over the past decade, John Marshall Bancorp's OCF Margin % has ranged from 31.41 to 50.65. According to the industry distribution chart, John Marshall Bancorp ranks #600 out of 1500 companies in the Banks industry, placing it in the top 40%.
Is John Marshall Bancorp's OCF Margin % too high?
John Marshall Bancorp's current OCF Margin % of 50.69% is 39% above median its 10-year median of 36.50. Over the past 10 years, this metric has ranged from a low of 31.41 to a high of 50.65. The Banks industry median OCF Margin % is 29.35. John Marshall Bancorp's value of 50.69% is 72.7% above this industry median. Based on the distribution chart, John Marshall Bancorp ranks #600 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, John Marshall Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's OCF Margin % compare to FCCO and MYFW?
According to the Banks industry distribution chart, John Marshall Bancorp ranks #600 out of 1500 companies for OCF Margin %. This puts John Marshall Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.35. John Marshall Bancorp's value of 50.69% is 72.7% above this benchmark. Historically, John Marshall Bancorp's own OCF Margin % has ranged from 31.41 to 50.65 over the past decade. While the company's 10-year median is 36.50 vs. the industry median of 29.35, John Marshall Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.35, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. John Marshall Bancorp's current OCF Margin % of 50.69% is 72.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on John Marshall Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Marshall Bancorp's current OCF Margin % is 50.69%, which is 39% above median its own 10-year median of 36.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $23.25, compared to a current price of $22.32 — trading 4% below its estimated fair value. The current OCF Margin % is 50.69%, which is 39% above median its 10-year median of 36.50 and 72.7% above the Banks industry median of 29.35. John Marshall Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current OCF Margin % is 50.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is John Marshall Bancorp (JMSB) Overvalued in 2026?
Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued.
The current stock price of $22.32 is trading 4% below its estimated GF Value™ of $23.25.
GuruFocus considers John Marshall Bancorp to be Fairly Valued.
Key valuation signals for JMSB:
OCF Margin %: 50.69% (39% above median its 10-year median of 36.50)
GF Value™: $23.25 vs. price of $22.32 (4% below fair value)
Industry Position: 72.7% above the Banks median (#600 of 1500)
No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
64GF Score
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