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John Marshall BancorpJMSB -1.71%62 EV-to-OCF is 11.56 as of Sep. 09, 2026, which is 17% above its 10-year median of 9.89. GuruFocus rates JMSB with a GF Score™ of 62/100 and a GF Value™ of $24.37 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,487 Banks companies, John Marshall Bancorp ranks worse than 76.06% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, John Marshall Bancorp's Enterprise Value is $250.17 Mil.
John Marshall Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $21.64 Mil. Therefore, John Marshall Bancorp's EV-to-OCF for today is 11.56.
The historical rank and industry rank for John Marshall Bancorp's EV-to-OCF or its related term are showing as below:
JMSB'
s EV-to-OCF Range Over the Past 10 Years
Min: 3.63 Med: 9.89 Max: 28.68
Current: 11.56
During the past 13 years, the highest EV-to-OCF of John Marshall Bancorp was 28.68. The lowest was 3.63. And the median was 9.89.
JMSB's EV-to-OCF is ranked worse than 76.06% of 1487
companies
in the Banks industry
Industry Median: 4.06
vs JMSB: 11.56
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
John Marshall Bancorp (NAS:JMSB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
John Marshall Bancorp's PE Ratio (TTM) for today is calculated as:
John Marshall Bancorp's share price for today is $22.95.
John Marshall Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.730.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, John Marshall Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
John Marshall Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, John Marshall Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where John Marshall Bancorp's EV-to-OCF falls into.
John Marshall Bancorp's current Enterprise Value is $250.17 Mil.
John Marshall Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $21.64 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
John Marshall Bancorp (JMSB) has a EV-to-OCF of 11.56 as of Sep. 09, 2026. This is 17% above median its historical median of 9.89. Over the past decade, John Marshall Bancorp's EV-to-OCF has ranged from 3.63 to 28.68. According to the industry distribution chart, John Marshall Bancorp ranks #1131 out of 1487 companies in the Banks industry, placing it in the top 76.1%.
Is John Marshall Bancorp's EV-to-OCF too high?
John Marshall Bancorp's current EV-to-OCF of 11.56 is 17% above median its 10-year median of 9.89. Over the past 10 years, this metric has ranged from a low of 3.63 to a high of 28.68. The Banks industry median EV-to-OCF is 4.06. John Marshall Bancorp's value of 11.56 is 184.7% above this industry median. Based on the distribution chart, John Marshall Bancorp ranks #1131 out of 1487 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, John Marshall Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's EV-to-OCF compare to FVCB and VLNT?
According to the Banks industry distribution chart, John Marshall Bancorp ranks #1131 out of 1487 companies for EV-to-OCF. This places John Marshall Bancorp in the lower half of its industry. The industry median EV-to-OCF is 4.06. John Marshall Bancorp's value of 11.56 is 184.7% above this benchmark. Historically, John Marshall Bancorp's own EV-to-OCF has ranged from 3.63 to 28.68 over the past decade. While the company's 10-year median is 9.89 vs. the industry median of 4.06, John Marshall Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.06, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. John Marshall Bancorp's current EV-to-OCF of 11.56 is 184.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Marshall Bancorp's current EV-to-OCF is 11.56, which is 17% above median its own 10-year median of 9.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $24.37, compared to a current price of $22.95 — trading 5.8% below its estimated fair value. The current EV-to-OCF is 11.56, which is 17% above median its 10-year median of 9.89 and 184.7% above the Banks industry median of 4.06. John Marshall Bancorp's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current EV-to-OCF is 11.56 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is John Marshall Bancorp (JMSB) Overvalued in 2026?
Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued.
The current stock price of $22.95 is trading 5.8% below its estimated GF Value™ of $24.37.
GuruFocus considers John Marshall Bancorp to be Fairly Valued.
Key valuation signals for JMSB:
EV-to-OCF: 11.56 (17% above median its 10-year median of 9.89)
GF Value™: $24.37 vs. price of $22.95 (5.8% below fair value)
Industry Position: 184.7% above the Banks median (#1131 of 1487)
No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
62GF Score
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