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John Marshall BancorpJMSB +0.99%64 OCF Yield % is 7.66 as of Jul. 26, 2026, which is 4% below its 10-year median of 8.00. GuruFocus rates JMSB with a GF Score™ of 64/100 and a GF Value™ of $23.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, John Marshall Bancorp ranks worse than 57% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
John Marshall Bancorp OCF Yield % Related Terms
John Marshall Bancorp OCF Yield % Historical Data
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The historical data trend for John Marshall Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, John Marshall Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
John Marshall Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, John Marshall Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where John Marshall Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
John Marshall Bancorp (JMSB) has a OCF Yield % of 7.66 as of Jul. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on John Marshall Bancorp and its competitors. This is near median its historical median of 8.00. Over the past decade, John Marshall Bancorp's OCF Yield % has ranged from 3.49 to 12.21. According to the industry distribution chart, John Marshall Bancorp ranks #855 out of 1500 companies in the Banks industry, placing it in the top 57%.
Is John Marshall Bancorp's OCF Yield % too high?
John Marshall Bancorp's current OCF Yield % of 7.66 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 3.49 to a high of 12.21. The Banks industry median OCF Yield % is 9.13. John Marshall Bancorp's value of 7.66 is 16.1% below this industry median. Based on the distribution chart, John Marshall Bancorp ranks #855 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, John Marshall Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Marshall Bancorp's OCF Yield % compare to FCCO and MYFW?
According to the Banks industry distribution chart, John Marshall Bancorp ranks #855 out of 1500 companies for OCF Yield %. This places John Marshall Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.13. John Marshall Bancorp's value of 7.66 is 16.1% below this benchmark. Historically, John Marshall Bancorp's own OCF Yield % has ranged from 3.49 to 12.21 over the past decade. While the company's 10-year median is 8.00 vs. the industry median of 9.13, John Marshall Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.13, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. John Marshall Bancorp's current OCF Yield % of 7.66 is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on John Marshall Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Marshall Bancorp's current OCF Yield % is 7.66, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Marshall Bancorp stock overvalued right now?
Based on GuruFocus' analysis, John Marshall Bancorp (JMSB) is currently considered Fairly Valued. The stock's GF Value™ is $23.25, compared to a current price of $22.32 — trading 4% below its estimated fair value. The current OCF Yield % is 7.66, which is near median its 10-year median of 8.00 and 16.1% below the Banks industry median of 9.13. John Marshall Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For John Marshall Bancorp (JMSB), the current OCF Yield % is 7.66 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is John Marshall Bancorp (JMSB) Overvalued in 2026?
Based on GuruFocus' analysis, John Marshall Bancorp stock appears to be undervalued.
The current stock price of $22.32 is trading 4% below its estimated GF Value™ of $23.25.
GuruFocus considers John Marshall Bancorp to be Fairly Valued.
Key valuation signals for JMSB:
OCF Yield %: 7.66 (near median its 10-year median of 8.00)
GF Value™: $23.25 vs. price of $22.32 (4% below fair value)
Industry Position: 16.1% below the Banks median (#855 of 1500)
No single metric tells the full story. See the JMSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
John Marshall Bancorp Inc is a bank holding company. Through its banking subsidiary, it offers banking products and financial services to small to medium-sized businesses, professional corporations, non-profits, and individuals. The products and services offered by the company include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The firm serves local businesses, professionals, individuals, and families throughout the Washington, D.C. metropolitan area.
64GF Score
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