REDW (Redwood Financial) Accounts Receivable: $0.00 Mil (As of Dec. 2025)

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REDW Redwood Financial Inc REDW
61 GF Score
Price $185.25
GF Value $191.13
Valuation Fairly Valued
! 3 Warning Signs
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What is Redwood Financial Accounts Receivable?

Redwood Financial REDW 61 Accounts Receivable is $0.00 Mil as of Dec. 2025. GuruFocus rates REDW with a GF Score™ of 61/100 and a GF Value™ of $191.13 (Fairly Valued). The stock has 3 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Redwood Financial's accounts receivables for the quarter that ended in Dec. 2025 was $0.00 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Redwood Financial's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Redwood Financial's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was $-1,488.71.


Redwood Financial Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Redwood Financial's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/30.502*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Redwood Financial's accounts receivable are only considered to be worth 75% of book value:

Redwood Financial's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(14.923+0.75 * 0+0.5 * 0-619.34
-0-0)/0.406
=-1,488.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Redwood Financial Accounts Receivable Related Terms


Redwood Financial Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Redwood Financial's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Redwood Financial Accounts Receivable Chart

Redwood Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Redwood Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00
REDW
61GF Score
Redwood Financial Inc REDW
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Redwood Financial Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $0.00 Mil mean?
Redwood Financial (REDW) has a Accounts Receivable of $0.00 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Redwood Financial and its competitors.
Is Redwood Financial's Accounts Receivable too high?
Redwood Financial's current Accounts Receivable is $0.00 Mil. Overall, Redwood Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Financial's Accounts Receivable compare to FSEA and PBKX?
Redwood Financial's Accounts Receivable of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Redwood Financial and its competitors. Redwood Financial's current Accounts Receivable is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Redwood Financial (REDW) is currently considered Fairly Valued. The stock's GF Value™ is $191.13, compared to a current price of $185.25 — trading 3.1% below its estimated fair value. The current Accounts Receivable is $0.00 Mil. Redwood Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Redwood Financial (REDW), the current Accounts Receivable is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redwood Financial (REDW) Overvalued in 2026?

Based on GuruFocus' analysis, Redwood Financial stock appears to be undervalued. The current stock price of $185.25 is trading 3.1% below its estimated GF Value™ of $191.13. GuruFocus considers Redwood Financial to be Fairly Valued.

Key valuation signals for REDW:

  • Accounts Receivable: $0.00 Mil
  • GF Value™: $191.13 vs. price of $185.25 (3.1% below fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the REDW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Redwood Financial Business Description

Address 1000 E Cook Street, Redwood Falls, MN, USA, 56283
Redwood Financial Inc is a state-chartered bank. The Bank provides a variety of financial services to the areas of south central and south western Minnesota, and the south metropolitan area, including mortgage, commercial, agricultural, and consumer lending products and various deposit and savings plans.
61GF Score

Get the complete analysis for REDW

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$185.25
Price
$191.13
GF Value