REDW (Redwood Financial) 3-1 Month Momentum %: -16.00% (As of Jul. 31, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

REDW Redwood Financial Inc REDW
63 GF Score
Price $185.25
GF Value $190.51
Valuation Fairly Valued
! 3 Warning Signs
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What is Redwood Financial 3-1 Month Momentum %?

Redwood Financial REDW -5.24% 63 3-1 Month Momentum % is -16.00% as of Jul. 31, 2026. GuruFocus rates REDW with a GF Score™ of 63/100 and a GF Value™ of $190.51 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,579 Banks companies, Redwood Financial ranks worse than 95.57% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-31), Redwood Financial's 3-1 Month Momentum % is -16.00%.

The industry rank for Redwood Financial's 3-1 Month Momentum % or its related term are showing as below:

REDW's 3-1 Month Momentum % is ranked worse than
95.57% of 1579 companies
in the Banks industry
Industry Median: 2.74 vs REDW: -16.00

Redwood Financial  (OTCPK:REDW) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Redwood Financial 3-1 Month Momentum % Related Terms


REDW vs FSEA, PBKX, FBSI: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Redwood Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Redwood Financial 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Redwood Financial's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Redwood Financial's 3-1 Month Momentum % falls into.


REDW
63GF Score
Redwood Financial Inc REDW
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Redwood Financial  (OTCPK:REDW) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -16.00% mean?
Redwood Financial (REDW) has a 3-1 Month Momentum % of -16.00% as of Jul. 31, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Redwood Financial and its competitors. According to the industry distribution chart, Redwood Financial ranks #1509 out of 1579 companies in the Banks industry, placing it in the top 95.6%.
Is Redwood Financial's 3-1 Month Momentum % too high?
Redwood Financial's current 3-1 Month Momentum % is -16.00%. Based on the distribution chart, Redwood Financial ranks #1509 out of 1579 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Redwood Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Financial's 3-1 Month Momentum % compare to FSEA and PBKX?
According to the Banks industry distribution chart, Redwood Financial ranks #1509 out of 1579 companies for 3-1 Month Momentum %. This places Redwood Financial in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Redwood Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Financial's current 3-1 Month Momentum % is -16.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Redwood Financial (REDW) is currently considered Fairly Valued. The stock's GF Value™ is $190.51, compared to a current price of $185.25 — trading 2.8% below its estimated fair value. The current 3-1 Month Momentum % is -16.00%. Redwood Financial's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Redwood Financial (REDW), the current 3-1 Month Momentum % is -16.00% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redwood Financial (REDW) Overvalued in 2026?

Based on GuruFocus' analysis, Redwood Financial stock appears to be undervalued. The current stock price of $185.25 is trading 2.8% below its estimated GF Value™ of $190.51. GuruFocus considers Redwood Financial to be Fairly Valued.

Key valuation signals for REDW:

  • 3-1 Month Momentum %: -16.00%
  • GF Value™: $190.51 vs. price of $185.25 (2.8% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the REDW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Redwood Financial Business Description

Address 1000 E Cook Street, Redwood Falls, MN, USA, 56283
Redwood Financial Inc is a state-chartered bank. The Bank provides a variety of financial services to the areas of south central and south western Minnesota, and the south metropolitan area, including mortgage, commercial, agricultural, and consumer lending products and various deposit and savings plans.
63GF Score

Get the complete analysis for REDW

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$185.25
Price
$190.51
GF Value