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Redwood FinancialREDW -5.24%63 OCF Yield % is 5.99 as of Jul. 31, 2026, which is 50% below its 10-year median of 11.92. GuruFocus rates REDW with a GF Score™ of 63/100 and a GF Value™ of $190.51 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,498 Banks companies, Redwood Financial ranks worse than 62.95% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Redwood Financial OCF Yield % Related Terms
Redwood Financial OCF Yield % Historical Data
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The historical data trend for Redwood Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Redwood Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Financial OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Redwood Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Redwood Financial (REDW) has a OCF Yield % of 5.99 as of Jul. 31, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Redwood Financial and its competitors. This is 50% below median its historical median of 11.92. Over the past decade, Redwood Financial's OCF Yield % has ranged from 4.62 to 21.77. According to the industry distribution chart, Redwood Financial ranks #943 out of 1498 companies in the Banks industry, placing it in the top 63%.
Is Redwood Financial's OCF Yield % too high?
Redwood Financial's current OCF Yield % of 5.99 is 50% below median its 10-year median of 11.92. Over the past 10 years, this metric has ranged from a low of 4.62 to a high of 21.77. The Banks industry median OCF Yield % is 8.98. Redwood Financial's value of 5.99 is 33.3% below this industry median. Based on the distribution chart, Redwood Financial ranks #943 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Redwood Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Financial's OCF Yield % compare to FSEA and PBKX?
According to the Banks industry distribution chart, Redwood Financial ranks #943 out of 1498 companies for OCF Yield %. This places Redwood Financial in the lower half of its industry. The industry median OCF Yield % is 8.98. Redwood Financial's value of 5.99 is 33.3% below this benchmark. Historically, Redwood Financial's own OCF Yield % has ranged from 4.62 to 21.77 over the past decade. While the company's 10-year median is 11.92 vs. the industry median of 8.98, Redwood Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redwood Financial's current OCF Yield % of 5.99 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Redwood Financial and its competitors. For the Banks industry, the median OCF Yield % is 8.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Financial's current OCF Yield % is 5.99, which is 50% below median its own 10-year median of 11.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Redwood Financial (REDW) is currently considered Fairly Valued. The stock's GF Value™ is $190.51, compared to a current price of $185.25 — trading 2.8% below its estimated fair value. The current OCF Yield % is 5.99, which is 50% below median its 10-year median of 11.92 and 33.3% below the Banks industry median of 8.98. Redwood Financial's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Redwood Financial (REDW), the current OCF Yield % is 5.99 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Financial (REDW) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Financial stock appears to be undervalued.
The current stock price of $185.25 is trading 2.8% below its estimated GF Value™ of $190.51.
GuruFocus considers Redwood Financial to be Fairly Valued.
Key valuation signals for REDW:
OCF Yield %: 5.99 (50% below median its 10-year median of 11.92)
GF Value™: $190.51 vs. price of $185.25 (2.8% below fair value)
Industry Position: 33.3% below the Banks median (#943 of 1498)
No single metric tells the full story. See the REDW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Financial Inc is a state-chartered bank. The Bank provides a variety of financial services to the areas of south central and south western Minnesota, and the south metropolitan area, including mortgage, commercial, agricultural, and consumer lending products and various deposit and savings plans.
63GF Score
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