REDW (Redwood Financial) 12-1 Month Momentum %: 30.33% (As of Aug. 18, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

REDW Redwood Financial Inc REDW
61 GF Score
Price $185.25
GF Value $191.13
Valuation Fairly Valued
! 3 Warning Signs
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What is Redwood Financial 12-1 Month Momentum %?

Redwood Financial REDW 61 12-1 Month Momentum % is 30.33% as of Aug. 18, 2026. GuruFocus rates REDW with a GF Score™ of 61/100 and a GF Value™ of $191.13 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,600 Banks companies, Redwood Financial ranks better than 64.12% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-18), Redwood Financial's 12-1 Month Momentum % is 30.33%.

The industry rank for Redwood Financial's 12-1 Month Momentum % or its related term are showing as below:

REDW's 12-1 Month Momentum % is ranked better than
64.12% of 1600 companies
in the Banks industry
Industry Median: 19.885 vs REDW: 30.33

Redwood Financial  (OTCPK:REDW) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Redwood Financial 12-1 Month Momentum % Related Terms


REDW vs FSEA, PBKX, FBSI: 12-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Redwood Financial's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Redwood Financial 12-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Redwood Financial's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Redwood Financial's 12-1 Month Momentum % falls into.


REDW
61GF Score
Redwood Financial Inc REDW
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Redwood Financial  (OTCPK:REDW) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 30.33% mean?
Redwood Financial (REDW) has a 12-1 Month Momentum % of 30.33% as of Aug. 18, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Redwood Financial and its competitors. According to the industry distribution chart, Redwood Financial ranks #574 out of 1600 companies in the Banks industry, placing it in the top 35.9%.
Is Redwood Financial's 12-1 Month Momentum % too high?
Redwood Financial's current 12-1 Month Momentum % is 30.33%. The Banks industry median 12-1 Month Momentum % is 19.89. Redwood Financial's value of 30.33% is 52.5% above this industry median. Based on the distribution chart, Redwood Financial ranks #574 out of 1600 companies in the Banks industry, which is above the industry midpoint. Overall, Redwood Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Financial's 12-1 Month Momentum % compare to FSEA and PBKX?
According to the Banks industry distribution chart, Redwood Financial ranks #574 out of 1600 companies for 12-1 Month Momentum %. This puts Redwood Financial in the upper half of its industry. The industry median 12-1 Month Momentum % is 19.89. Redwood Financial's value of 30.33% is 52.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 19.89, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redwood Financial's current 12-1 Month Momentum % of 30.33% is 52.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Redwood Financial and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 19.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Financial's current 12-1 Month Momentum % is 30.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Redwood Financial (REDW) is currently considered Fairly Valued. The stock's GF Value™ is $191.13, compared to a current price of $185.25 — trading 3.1% below its estimated fair value. The current 12-1 Month Momentum % is 30.33% and 52.5% above the Banks industry median of 19.89. Redwood Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Redwood Financial (REDW), the current 12-1 Month Momentum % is 30.33% as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redwood Financial (REDW) Overvalued in 2026?

Based on GuruFocus' analysis, Redwood Financial stock appears to be undervalued. The current stock price of $185.25 is trading 3.1% below its estimated GF Value™ of $191.13. GuruFocus considers Redwood Financial to be Fairly Valued.

Key valuation signals for REDW:

  • 12-1 Month Momentum %: 30.33%
  • GF Value™: $191.13 vs. price of $185.25 (3.1% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 52.5% above the Banks median (#574 of 1600)

No single metric tells the full story. See the REDW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Redwood Financial Business Description

Address 1000 E Cook Street, Redwood Falls, MN, USA, 56283
Redwood Financial Inc is a state-chartered bank. The Bank provides a variety of financial services to the areas of south central and south western Minnesota, and the south metropolitan area, including mortgage, commercial, agricultural, and consumer lending products and various deposit and savings plans.
61GF Score

Get the complete analysis for REDW

12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$185.25
Price
$191.13
GF Value