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Redwood FinancialREDW -5.24%63 PS Ratio is 2.47 as of Jul. 31, 2026, which is 6% above its 10-year median of 2.32. GuruFocus rates REDW with a GF Score™ of 63/100 and a GF Value™ of $190.51 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,516 Banks companies, Redwood Financial ranks better than 61.21% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Redwood Financial's share price is $185.25.
Redwood Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $75.13. Hence, Redwood Financial's PS Ratio for today is 2.47.
The historical rank and industry rank for Redwood Financial's PS Ratio or its related term are showing as below:
REDW'
s PS Ratio Range Over the Past 10 Years
Min: 1.56 Med: 2.32 Max: 4.56
Current: 2.46
During the past 7 years, Redwood Financial's highest PS Ratio was 4.56. The lowest was 1.56. And the median was 2.32.
REDW's PS Ratio is ranked better than 61.21% of 1516
companies
in the Banks industry
Industry Median: 3.065
vs REDW: 2.46
During the past 12 months, the average Revenue per Share Growth Rate of Redwood Financial was 16.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 6.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 5.60% per year.
During the past 7 years, Redwood Financial's highest 3-Year average Revenue per Share Growth Rate was 12.00% per year. The lowest was -0.40% per year. And the median was 7.05% per year.
Redwood Financial (OTCPK:REDW) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Redwood Financial PS Ratio Related Terms
Redwood Financial PS Ratio Historical Data
* Premium members only.
The historical data trend for Redwood Financial's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Redwood Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Financial PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where Redwood Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Redwood Financial's Share Price of today is $185.25.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Redwood Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $75.13.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Redwood Financial (REDW) has a PS Ratio of 2.47 as of Jul. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Redwood Financial and its competitors. This is near median its historical median of 2.32. Over the past decade, Redwood Financial's PS Ratio has ranged from 1.56 to 4.56. According to the industry distribution chart, Redwood Financial ranks #588 out of 1516 companies in the Banks industry, placing it in the top 38.8%.
Is Redwood Financial's PS Ratio too high?
Redwood Financial's current PS Ratio of 2.47 is near median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 1.56 to a high of 4.56. The Banks industry median PS Ratio is 3.07. Redwood Financial's value of 2.47 is 19.4% below this industry median. Based on the distribution chart, Redwood Financial ranks #588 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Redwood Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Financial's PS Ratio compare to FSEA and PBKX?
According to the Banks industry distribution chart, Redwood Financial ranks #588 out of 1516 companies for PS Ratio. This puts Redwood Financial in the upper half of its industry. The industry median PS Ratio is 3.07. Redwood Financial's value of 2.47 is 19.4% below this benchmark. Historically, Redwood Financial's own PS Ratio has ranged from 1.56 to 4.56 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 3.07, Redwood Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redwood Financial's current PS Ratio of 2.47 is 19.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Redwood Financial and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Financial's current PS Ratio is 2.47, which is near median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Redwood Financial (REDW) is currently considered Fairly Valued. The stock's GF Value™ is $190.51, compared to a current price of $185.25 — trading 2.8% below its estimated fair value. The current PS Ratio is 2.47, which is near median its 10-year median of 2.32 and 19.4% below the Banks industry median of 3.07. Redwood Financial's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Redwood Financial (REDW), the current PS Ratio is 2.47 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Financial (REDW) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Financial stock appears to be undervalued.
The current stock price of $185.25 is trading 2.8% below its estimated GF Value™ of $190.51.
GuruFocus considers Redwood Financial to be Fairly Valued.
Key valuation signals for REDW:
PS Ratio: 2.47 (near median its 10-year median of 2.32)
GF Value™: $190.51 vs. price of $185.25 (2.8% below fair value)
Industry Position: 19.4% below the Banks median (#588 of 1516)
No single metric tells the full story. See the REDW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Financial Inc is a state-chartered bank. The Bank provides a variety of financial services to the areas of south central and south western Minnesota, and the south metropolitan area, including mortgage, commercial, agricultural, and consumer lending products and various deposit and savings plans.
63GF Score
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