REDW (Redwood Financial) Shareholder Yield % : -14.31% (As of Dec. 2025)

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REDW Redwood Financial Inc REDW
63 GF Score
Price $185.25
GF Value $190.51
Valuation Fairly Valued
! 3 Warning Signs
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What is Redwood Financial Shareholder Yield %?

Redwood Financial REDW -5.24% 63 Shareholder Yield % is -14.31% as of Dec. 2025. GuruFocus rates REDW with a GF Score™ of 63/100 and a GF Value™ of $190.51 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, Redwood Financial ranks worse than 79.95% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Redwood Financial's Shareholder Yield % was -14.31%.


Redwood Financial  (OTCPK:REDW) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Redwood Financial Shareholder Yield % Related Terms


Redwood Financial Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Redwood Financial's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Redwood Financial Shareholder Yield % Chart

Redwood Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial -25.19 4.84 -14.76 25.82 -12.70

Redwood Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial -25.19 4.84 -14.76 25.82 -12.70

REDW vs FSEA, PBKX, FBSI: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Redwood Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Redwood Financial Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Redwood Financial's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Redwood Financial's Shareholder Yield % falls into.


REDW
63GF Score
Redwood Financial Inc REDW
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Redwood Financial Shareholder Yield % Calculation

Redwood Financial's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=1.02 %+0 %+-13.72 %
=-12.7 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -14.31% mean?
Redwood Financial (REDW) has a Shareholder Yield % of -14.31% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Redwood Financial and its competitors. According to the industry distribution chart, Redwood Financial ranks #1200 out of 1501 companies in the Banks industry, placing it in the top 79.9%.
Is Redwood Financial's Shareholder Yield % too high?
Redwood Financial's current Shareholder Yield % is -14.31%. Based on the distribution chart, Redwood Financial ranks #1200 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Redwood Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Financial's Shareholder Yield % compare to FSEA and PBKX?
According to the Banks industry distribution chart, Redwood Financial ranks #1200 out of 1501 companies for Shareholder Yield %. This places Redwood Financial in the lower half of its industry. The industry median Shareholder Yield % is 1.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.51, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Redwood Financial and its competitors. For the Banks industry, the median Shareholder Yield % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Financial's current Shareholder Yield % is -14.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Redwood Financial (REDW) is currently considered Fairly Valued. The stock's GF Value™ is $190.51, compared to a current price of $185.25 — trading 2.8% below its estimated fair value. The current Shareholder Yield % is -14.31%. Redwood Financial's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Redwood Financial (REDW), the current Shareholder Yield % is -14.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redwood Financial (REDW) Overvalued in 2026?

Based on GuruFocus' analysis, Redwood Financial stock appears to be undervalued. The current stock price of $185.25 is trading 2.8% below its estimated GF Value™ of $190.51. GuruFocus considers Redwood Financial to be Fairly Valued.

Key valuation signals for REDW:

  • Shareholder Yield %: -14.31%
  • GF Value™: $190.51 vs. price of $185.25 (2.8% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the REDW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Redwood Financial Business Description

Address 1000 E Cook Street, Redwood Falls, MN, USA, 56283
Redwood Financial Inc is a state-chartered bank. The Bank provides a variety of financial services to the areas of south central and south western Minnesota, and the south metropolitan area, including mortgage, commercial, agricultural, and consumer lending products and various deposit and savings plans.
63GF Score

Get the complete analysis for REDW

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$185.25
Price
$190.51
GF Value