REDW (Redwood Financial) Net Loan: $445.38 Mil (As of Dec. 2025)

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REDW Redwood Financial Inc REDW
63 GF Score
Price $185.25
GF Value $190.51
Valuation Fairly Valued
! 3 Warning Signs
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What is Redwood Financial Net Loan?

Redwood Financial REDW -5.24% 63 Net Loan is $445.38 Mil as of Dec. 2025. GuruFocus rates REDW with a GF Score™ of 63/100 and a GF Value™ of $190.51 (Fairly Valued). The stock has 3 warning signs investors should review.

Redwood Financial's quarterly net loan increased from Dec. 2023 ($351.11 Mil) to Dec. 2024 ($383.47 Mil) and increased from Dec. 2024 ($383.47 Mil) to Dec. 2025 ($445.38 Mil).

Redwood Financial's annual net loan increased from Dec. 2023 ($351.11 Mil) to Dec. 2024 ($383.47 Mil) and increased from Dec. 2024 ($383.47 Mil) to Dec. 2025 ($445.38 Mil).

Redwood Financial Net Loan Historical Data

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The historical data trend for Redwood Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Redwood Financial Net Loan Chart

Redwood Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 255.14 302.30 351.11 383.47 445.38

Redwood Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial 255.14 302.30 351.11 383.47 445.38
REDW
63GF Score
Redwood Financial Inc REDW
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Redwood Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $445.38 Mil mean?
Redwood Financial (REDW) has a Net Loan of $445.38 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Redwood Financial and its competitors.
Is Redwood Financial's Net Loan too high?
Redwood Financial's current Net Loan is $445.38 Mil. Overall, Redwood Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Financial's Net Loan compare to FSEA and PBKX?
Redwood Financial's Net Loan of $445.38 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Redwood Financial and its competitors. Redwood Financial's current Net Loan is $445.38 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Redwood Financial (REDW) is currently considered Fairly Valued. The stock's GF Value™ is $190.51, compared to a current price of $185.25 — trading 2.8% below its estimated fair value. The current Net Loan is $445.38 Mil. Redwood Financial's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Redwood Financial (REDW), the current Net Loan is $445.38 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redwood Financial (REDW) Overvalued in 2026?

Based on GuruFocus' analysis, Redwood Financial stock appears to be undervalued. The current stock price of $185.25 is trading 2.8% below its estimated GF Value™ of $190.51. GuruFocus considers Redwood Financial to be Fairly Valued.

Key valuation signals for REDW:

  • Net Loan: $445.38 Mil
  • GF Value™: $190.51 vs. price of $185.25 (2.8% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the REDW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Redwood Financial Business Description

Address 1000 E Cook Street, Redwood Falls, MN, USA, 56283
Redwood Financial Inc is a state-chartered bank. The Bank provides a variety of financial services to the areas of south central and south western Minnesota, and the south metropolitan area, including mortgage, commercial, agricultural, and consumer lending products and various deposit and savings plans.
63GF Score

Get the complete analysis for REDW

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$185.25
Price
$190.51
GF Value