Vietnam International Commercial Joint Stock Bank (STC:VIB) Accounts Receivable: ₫0 Mil (As of Jun. 2026)

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STC:VIB Vietnam International Commercial Joint Stock Bank STC:VIB
77 GF Score
Price ₫14,850.00
GF Value ₫17,164.76
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Vietnam International Commercial Joint Stock Bank Accounts Receivable?

Vietnam International Commercial Joint Stock Bank STC:VIB +2.41% 77 Accounts Receivable is ₫0 Mil as of Jun. 2026. GuruFocus rates STC:VIB with a GF Score™ of 77/100 and a GF Value™ of ₫17,164.76 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Vietnam International Commercial Joint Stock Bank's accounts receivables for the quarter that ended in Jun. 2026 was ₫0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Vietnam International Commercial Joint Stock Bank's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Vietnam International Commercial Joint Stock Bank's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was ₫-136,284.65.


Vietnam International Commercial Joint Stock Bank Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Vietnam International Commercial Joint Stock Bank's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/5581276*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Vietnam International Commercial Joint Stock Bank's accounts receivable are only considered to be worth 75% of book value:

Vietnam International Commercial Joint Stock Bank's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(69246458+0.75 * 0+0.5 * 0-533160214
-0-0)/3404.006
=-136,284.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Vietnam International Commercial Joint Stock Bank Accounts Receivable Related Terms


Vietnam International Commercial Joint Stock Bank Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Vietnam International Commercial Joint Stock Bank's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam International Commercial Joint Stock Bank Accounts Receivable Chart

Vietnam International Commercial Joint Stock Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Vietnam International Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
STC:VIB
77GF Score
Vietnam International Commercial Joint Stock Bank STC:VIB
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Vietnam International Commercial Joint Stock Bank Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of ₫0 Mil mean?
Vietnam International Commercial Joint Stock Bank (STC:VIB) has a Accounts Receivable of ₫0 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors.
Is Vietnam International Commercial Joint Stock Bank's Accounts Receivable too high?
Vietnam International Commercial Joint Stock Bank's current Accounts Receivable is ₫0 Mil. Overall, Vietnam International Commercial Joint Stock Bank has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam International Commercial Joint Stock Bank's Accounts Receivable compare to competitors?
Vietnam International Commercial Joint Stock Bank's Accounts Receivable of ₫0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. Vietnam International Commercial Joint Stock Bank's current Accounts Receivable is ₫0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam International Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank (STC:VIB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫17,164.76, compared to a current price of ₫14,850.00 — trading 13.5% below its estimated fair value. The current Accounts Receivable is ₫0 Mil. Vietnam International Commercial Joint Stock Bank's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Vietnam International Commercial Joint Stock Bank (STC:VIB), the current Accounts Receivable is ₫0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam International Commercial Joint Stock Bank (STC:VIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫14,850.00 is trading 13.5% below its estimated GF Value™ of ₫17,164.76. GuruFocus considers Vietnam International Commercial Joint Stock Bank to be Modestly Undervalued.

Key valuation signals for STC:VIB:

  • Accounts Receivable: ₫0 Mil
  • GF Value™: ₫17,164.76 vs. price of ₫14,850.00 (13.5% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the STC:VIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam International Commercial Joint Stock Bank Business Description

Address No. 111A Pasteur Street, 1st floor (ground floor) and 2nd floor - Sailing Tower Building, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others. It operates Domestically and Internationally as well.
77GF Score

Get the complete analysis for STC:VIB

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,850.00
Price
₫17,164.76
GF Value