Vietnam International Commercial Joint Stock Bank (STC:VIB) Forward PE Ratio: 6.26 (As of Jul. 09, 2026)


STC:VIB Vietnam International Commercial Joint Stock Bank STC:VIB
78 GF Score
Price ₫16,100.00
GF Value ₫17,379.02
Valuation Fairly Valued
! 2 Warning Signs
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What is Vietnam International Commercial Joint Stock Bank Forward PE Ratio?

Vietnam International Commercial Joint Stock Bank STC:VIB 78 Forward PE Ratio is 6.26 as of Jul. 09, 2026. GuruFocus rates STC:VIB with a GF Score™ of 78/100 and a GF Value™ of ₫17,379.02 (Fairly Valued). The stock has 2 warning signs investors should review. Among 816 Banks companies, Vietnam International Commercial Joint Stock Bank ranks better than 83.95% on this metric.

Vietnam International Commercial Joint Stock Bank's Forward PE Ratio for today is 6.26.

Vietnam International Commercial Joint Stock Bank's PE Ratio without NRI for today is 7.45.

Vietnam International Commercial Joint Stock Bank's PE Ratio (TTM) for today is 7.45.


Vietnam International Commercial Joint Stock Bank  (STC:VIB) Forward PE Ratio Explanation

The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.

Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .


Vietnam International Commercial Joint Stock Bank Forward PE Ratio Related Terms


Vietnam International Commercial Joint Stock Bank Forward PE Ratio Historical Data

* Premium members only.

The historical data trend for Vietnam International Commercial Joint Stock Bank's Forward PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam International Commercial Joint Stock Bank Forward PE Ratio Chart

Vietnam International Commercial Joint Stock Bank Annual Data
Trend 2024-12 2025-12
Forward PE Ratio
6.82 6.26

Vietnam International Commercial Joint Stock Bank Quarterly Data
2024-12 2025-03 2025-06 2025-09 2025-12 2026-03
Forward PE Ratio 6.82 6.62 6.52 7.07 6.26 6.20

Vietnam International Commercial Joint Stock Bank Forward PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Vietnam International Commercial Joint Stock Bank's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam International Commercial Joint Stock Bank Forward PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam International Commercial Joint Stock Bank's Forward PE Ratio distribution charts can be found below:

* The bar in red indicates where Vietnam International Commercial Joint Stock Bank's Forward PE Ratio falls into.


STC:VIB
78GF Score
Vietnam International Commercial Joint Stock Bank STC:VIB
Forward PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Vietnam International Commercial Joint Stock Bank Forward PE Ratio Calculation

It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.

Frequently Asked Questions Learn more about Forward PE Ratio →
What does a Forward PE Ratio of 6.26 mean?
Vietnam International Commercial Joint Stock Bank (STC:VIB) has a Forward PE Ratio of 6.26 as of Jul. 09, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Vietnam International Commercial Joint Stock Bank ranks #131 out of 816 companies in the Banks industry, placing it in the top 16.1%.
Is Vietnam International Commercial Joint Stock Bank's Forward PE Ratio too high?
Vietnam International Commercial Joint Stock Bank's current Forward PE Ratio is 6.26. The Banks industry median Forward PE Ratio is 10.99. Vietnam International Commercial Joint Stock Bank's value of 6.26 is 43% below this industry median. Based on the distribution chart, Vietnam International Commercial Joint Stock Bank ranks #131 out of 816 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vietnam International Commercial Joint Stock Bank has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam International Commercial Joint Stock Bank's Forward PE Ratio compare to competitors?
According to the Banks industry distribution chart, Vietnam International Commercial Joint Stock Bank ranks #131 out of 816 companies for Forward PE Ratio. This places Vietnam International Commercial Joint Stock Bank in the top 16% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 10.99. Vietnam International Commercial Joint Stock Bank's value of 6.26 is 43% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 10.99, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam International Commercial Joint Stock Bank's current Forward PE Ratio of 6.26 is 43% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Forward PE Ratio is 10.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam International Commercial Joint Stock Bank's current Forward PE Ratio is 6.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam International Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank (STC:VIB) is currently considered Fairly Valued. The stock's GF Value™ is ₫17,379.02, compared to a current price of ₫16,100.00 — trading 7.4% below its estimated fair value. The current Forward PE Ratio is 6.26 and 43% below the Banks industry median of 10.99. Vietnam International Commercial Joint Stock Bank's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Vietnam International Commercial Joint Stock Bank (STC:VIB), the current Forward PE Ratio is 6.26 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam International Commercial Joint Stock Bank (STC:VIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫16,100.00 is trading 7.4% below its estimated GF Value™ of ₫17,379.02. GuruFocus considers Vietnam International Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:VIB:

  • Forward PE Ratio: 6.26
  • GF Value™: ₫17,379.02 vs. price of ₫16,100.00 (7.4% below fair value)
  • GF Score™: 78/100 with 2 warning signs
  • Industry Position: 43% below the Banks median (#131 of 816)

No single metric tells the full story. See the STC:VIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam International Commercial Joint Stock Bank Business Description

Address No. 111A Pasteur Street, 1st floor (ground floor) and 2nd floor - Sailing Tower Building, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others. It operates Domestically and Internationally as well.
78GF Score

Get the complete analysis for STC:VIB

Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,100.00
Price
₫17,379.02
GF Value