If a company builds assets at 17.2% a year, faster than its revenue growth rate of 10.4% over the past 5 years, it means that the company may be getting less efficient.
During the past 12 months, Vietnam International Commercial Joint Stock Bank's average Total Assets Growth Rate was 10.50% per year.
During the past 3 years, the average Total Assets Growth Rate was 16.80% per year.
During the past 5 years, the average Total Assets Growth Rate was 17.20% per year.
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) data.
In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.
Total Assets is linked to total revenue through Asset Turnover.
Vietnam International Commercial Joint Stock Bank's Asset Turnover for the quarter that ended in Mar. 2026 is
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.
Vietnam International Commercial Joint Stock Bank Total Assets Related Terms
Vietnam International Commercial Joint Stock Bank Total Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam International Commercial Joint Stock Bank Total Assets Chart
Vietnam International Commercial Joint Stock Bank Annual Data
Vietnam International Commercial Joint Stock Bank Total Assets Calculation
Total Assets are all the assets a company owns.
From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Assets of ₫564,145,938 Mil mean?
Vietnam International Commercial Joint Stock Bank (STC:VIB) has a Total Assets of ₫564,145,938 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors.
Is Vietnam International Commercial Joint Stock Bank's Total Assets too high?
Vietnam International Commercial Joint Stock Bank's current Total Assets is ₫564,145,938 Mil. Overall, Vietnam International Commercial Joint Stock Bank has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam International Commercial Joint Stock Bank's Total Assets compare to competitors?
Vietnam International Commercial Joint Stock Bank's Total Assets of ₫564,145,938 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. Vietnam International Commercial Joint Stock Bank's current Total Assets is ₫564,145,938 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam International Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank (STC:VIB) is currently considered Fairly Valued. The stock's GF Value™ is ₫17,243.94, compared to a current price of ₫16,500.00 — trading 4.3% below its estimated fair value. The current Total Assets is ₫564,145,938 Mil. Vietnam International Commercial Joint Stock Bank's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Vietnam International Commercial Joint Stock Bank (STC:VIB), the current Total Assets is ₫564,145,938 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam International Commercial Joint Stock Bank (STC:VIB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank stock appears to be undervalued.
The current stock price of ₫16,500.00 is trading 4.3% below its estimated GF Value™ of ₫17,243.94.
GuruFocus considers Vietnam International Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:VIB:
Total Assets: ₫564,145,938 Mil
GF Value™: ₫17,243.94 vs. price of ₫16,500.00 (4.3% below fair value)
No single metric tells the full story. See the STC:VIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam International Commercial Joint Stock Bank Business Description
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others. It operates Domestically and Internationally as well.
78GF Score
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