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Vietnam International Commercial Joint Stock Bank (STC:VIB) Retained Earnings : ₫8,090,540 Mil (As of Mar. 2025)


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What is Vietnam International Commercial Joint Stock Bank Retained Earnings?

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Vietnam International Commercial Joint Stock Bank's retained earnings for the quarter that ended in Mar. 2025 was ₫8,090,540 Mil.

Vietnam International Commercial Joint Stock Bank's quarterly retained earnings increased from Sep. 2024 (₫5,823,424 Mil) to Dec. 2024 (₫7,735,417 Mil) and increased from Dec. 2024 (₫7,735,417 Mil) to Mar. 2025 (₫8,090,540 Mil).

Vietnam International Commercial Joint Stock Bank's annual retained earnings increased from Dec. 2022 (₫9,055,219 Mil) to Dec. 2023 (₫9,099,471 Mil) but then declined from Dec. 2023 (₫9,099,471 Mil) to Dec. 2024 (₫7,735,417 Mil).


Vietnam International Commercial Joint Stock Bank Retained Earnings Historical Data

The historical data trend for Vietnam International Commercial Joint Stock Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Vietnam International Commercial Joint Stock Bank Retained Earnings Chart

Vietnam International Commercial Joint Stock Bank Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
5,625,686.00 6,971,079.00 9,055,219.00 9,099,471.00 7,735,417.00

Vietnam International Commercial Joint Stock Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,577,906.00 8,224,401.00 5,823,424.00 7,735,417.00 8,090,540.00

Vietnam International Commercial Joint Stock Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.


Vietnam International Commercial Joint Stock Bank  (STC:VIB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Vietnam International Commercial Joint Stock Bank Business Description

Traded in Other Exchanges
N/A
Address
No. 111A Pasteur Street, 1st floor (ground floor) and 2nd floor - Sailing Tower Building, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others.

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