Vietnam International Commercial Joint Stock Bank (STC:VIB) Interest Income: ₫41,212,781 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:VIB Vietnam International Commercial Joint Stock Bank STC:VIB
77 GF Score
Price ₫14,500.00
GF Value ₫17,164.76
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Vietnam International Commercial Joint Stock Bank Interest Income?

Vietnam International Commercial Joint Stock Bank STC:VIB -1.69% 77 Interest Income is ₫41,212,781 Mil as of Jun. 2026. GuruFocus rates STC:VIB with a GF Score™ of 77/100 and a GF Value™ of ₫17,164.76 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Vietnam International Commercial Joint Stock Bank's interest income for the three months ended in Jun. 2026 was ₫11,598,484 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was ₫41,212,781 Mil.


Vietnam International Commercial Joint Stock Bank Interest Income Historical Data

* Premium members only.

The historical data trend for Vietnam International Commercial Joint Stock Bank's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam International Commercial Joint Stock Bank Interest Income Chart

Vietnam International Commercial Joint Stock Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial 20,975,011.00 27,509,339.00 36,691,187.00 32,442,938.00 36,324,009.00

Vietnam International Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,700,028.00 9,286,721.00 9,942,702.00 10,384,874.00 11,598,484.00
STC:VIB
77GF Score
Vietnam International Commercial Joint Stock Bank STC:VIB
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam International Commercial Joint Stock Bank Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫41,212,781 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of ₫41,212,781 Mil mean?
Vietnam International Commercial Joint Stock Bank (STC:VIB) has a Interest Income of ₫41,212,781 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors.
Is Vietnam International Commercial Joint Stock Bank's Interest Income too high?
Vietnam International Commercial Joint Stock Bank's current Interest Income is ₫41,212,781 Mil. Overall, Vietnam International Commercial Joint Stock Bank has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam International Commercial Joint Stock Bank's Interest Income compare to competitors?
Vietnam International Commercial Joint Stock Bank's Interest Income of ₫41,212,781 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. Vietnam International Commercial Joint Stock Bank's current Interest Income is ₫41,212,781 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam International Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank (STC:VIB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫17,164.76, compared to a current price of ₫14,500.00 — trading 15.5% below its estimated fair value. The current Interest Income is ₫41,212,781 Mil. Vietnam International Commercial Joint Stock Bank's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Vietnam International Commercial Joint Stock Bank (STC:VIB), the current Interest Income is ₫41,212,781 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam International Commercial Joint Stock Bank (STC:VIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫14,500.00 is trading 15.5% below its estimated GF Value™ of ₫17,164.76. GuruFocus considers Vietnam International Commercial Joint Stock Bank to be Modestly Undervalued.

Key valuation signals for STC:VIB:

  • Interest Income: ₫41,212,781 Mil
  • GF Value™: ₫17,164.76 vs. price of ₫14,500.00 (15.5% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the STC:VIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam International Commercial Joint Stock Bank Business Description

Address No. 111A Pasteur Street, 1st floor (ground floor) and 2nd floor - Sailing Tower Building, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others. It operates Domestically and Internationally as well.
77GF Score

Get the complete analysis for STC:VIB

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,500.00
Price
₫17,164.76
GF Value