Vietnam International Commercial Joint Stock Bank (STC:VIB) Quality Rank


STC:VIB Vietnam International Commercial Joint Stock Bank STC:VIB
78 GF Score
Price ₫16,450.00
GF Value ₫17,343.12
Valuation Fairly Valued
! 2 Warning Signs
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What is Vietnam International Commercial Joint Stock Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Vietnam International Commercial Joint Stock Bank Quality Rank Related Terms

STC:VIB
78GF Score
Vietnam International Commercial Joint Stock Bank STC:VIB
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Vietnam International Commercial Joint Stock Bank (STC:VIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫16,450.00 is trading 5.1% below its estimated GF Value™ of ₫17,343.12. GuruFocus considers Vietnam International Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:VIB:

  • Quality Rank:
  • GF Value™: ₫17,343.12 vs. price of ₫16,450.00 (5.1% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the STC:VIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam International Commercial Joint Stock Bank Business Description

Address No. 111A Pasteur Street, 1st floor (ground floor) and 2nd floor - Sailing Tower Building, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others. It operates Domestically and Internationally as well.
78GF Score

Get the complete analysis for STC:VIB

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,450.00
Price
₫17,343.12
GF Value