* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
STC:VIB's PEG Ratio is ranked better than 93.1% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs STC:VIB: 0.36
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Vietnam International Commercial Joint Stock Bank (STC:VIB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Vietnam International Commercial Joint Stock Bank PEG Ratio Related Terms
Vietnam International Commercial Joint Stock Bank PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam International Commercial Joint Stock Bank PEG Ratio Chart
Vietnam International Commercial Joint Stock Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam International Commercial Joint Stock Bank PEG Ratio vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Vietnam International Commercial Joint Stock Bank (STC:VIB) has a PEG Ratio of 0.36 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. This is near median its historical median of 0.39. Over the past decade, Vietnam International Commercial Joint Stock Bank's PEG Ratio has ranged from 0.35 to 0.43. According to the industry distribution chart, Vietnam International Commercial Joint Stock Bank ranks #85 out of 1231 companies in the Banks industry, placing it in the top 6.9%.
Is Vietnam International Commercial Joint Stock Bank's PEG Ratio too high?
Vietnam International Commercial Joint Stock Bank's current PEG Ratio of 0.36 is near median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.43. The Banks industry median PEG Ratio is 1.52. Vietnam International Commercial Joint Stock Bank's value of 0.36 is 76.3% below this industry median. Based on the distribution chart, Vietnam International Commercial Joint Stock Bank ranks #85 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vietnam International Commercial Joint Stock Bank has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam International Commercial Joint Stock Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Vietnam International Commercial Joint Stock Bank ranks #85 out of 1231 companies for PEG Ratio. This places Vietnam International Commercial Joint Stock Bank in the top 7% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Vietnam International Commercial Joint Stock Bank's value of 0.36 is 76.3% below this benchmark. Historically, Vietnam International Commercial Joint Stock Bank's own PEG Ratio has ranged from 0.35 to 0.43 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 1.52, Vietnam International Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam International Commercial Joint Stock Bank's current PEG Ratio of 0.36 is 76.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam International Commercial Joint Stock Bank's current PEG Ratio is 0.36, which is near median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam International Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank (STC:VIB) is currently considered Fairly Valued. The stock's GF Value™ is ₫17,243.94, compared to a current price of ₫16,500.00 — trading 4.3% below its estimated fair value. The current PEG Ratio is 0.36, which is near median its 10-year median of 0.39 and 76.3% below the Banks industry median of 1.52. Vietnam International Commercial Joint Stock Bank's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Vietnam International Commercial Joint Stock Bank (STC:VIB), the current PEG Ratio is 0.36 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam International Commercial Joint Stock Bank (STC:VIB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank stock appears to be undervalued.
The current stock price of ₫16,500.00 is trading 4.3% below its estimated GF Value™ of ₫17,243.94.
GuruFocus considers Vietnam International Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:VIB:
PEG Ratio: 0.36 (near median its 10-year median of 0.39)
GF Value™: ₫17,243.94 vs. price of ₫16,500.00 (4.3% below fair value)
Industry Position: 76.3% below the Banks median (#85 of 1231)
No single metric tells the full story. See the STC:VIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam International Commercial Joint Stock Bank Business Description
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others. It operates Domestically and Internationally as well.
78GF Score
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