Vietnam International Commercial Joint Stock Bank (STC:VIB) ROC %: % (As of Mar. 2026)


STC:VIB Vietnam International Commercial Joint Stock Bank STC:VIB
78 GF Score
Price ₫16,500.00
GF Value ₫17,243.94
Valuation Fairly Valued
! 2 Warning Signs
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What is Vietnam International Commercial Joint Stock Bank ROC %?

Vietnam International Commercial Joint Stock Bank STC:VIB -0.30% 78 ROC % is % as of Mar. 2026. GuruFocus rates STC:VIB with a GF Score™ of 78/100 and a GF Value™ of ₫17,243.94 (Fairly Valued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

STC:VIB
78GF Score
Vietnam International Commercial Joint Stock Bank STC:VIB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Vietnam International Commercial Joint Stock Bank (STC:VIB) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors.
Is Vietnam International Commercial Joint Stock Bank's ROC % too high?
Vietnam International Commercial Joint Stock Bank's current ROC % is %. Overall, Vietnam International Commercial Joint Stock Bank has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam International Commercial Joint Stock Bank's ROC % compare to competitors?
Vietnam International Commercial Joint Stock Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam International Commercial Joint Stock Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam International Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank (STC:VIB) is currently considered Fairly Valued. The stock's GF Value™ is ₫17,243.94, compared to a current price of ₫16,500.00 — trading 4.3% below its estimated fair value. The current ROC % is %. Vietnam International Commercial Joint Stock Bank's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Vietnam International Commercial Joint Stock Bank (STC:VIB), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam International Commercial Joint Stock Bank (STC:VIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫16,500.00 is trading 4.3% below its estimated GF Value™ of ₫17,243.94. GuruFocus considers Vietnam International Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:VIB:

  • ROC %: %
  • GF Value™: ₫17,243.94 vs. price of ₫16,500.00 (4.3% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the STC:VIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vietnam International Commercial Joint Stock Bank Business Description

Address No. 111A Pasteur Street, 1st floor (ground floor) and 2nd floor - Sailing Tower Building, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others. It operates Domestically and Internationally as well.
78GF Score

Get the complete analysis for STC:VIB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,500.00
Price
₫17,243.94
GF Value