Vietnam International Commercial Joint Stock Bank (STC:VIB) Pre-Tax Income: ₫9,273,970 Mil (TTM As of Jun. 2026)

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STC:VIB Vietnam International Commercial Joint Stock Bank STC:VIB
75 GF Score
Price ₫14,750.00
GF Value ₫17,366.54
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Vietnam International Commercial Joint Stock Bank Pre-Tax Income?

Vietnam International Commercial Joint Stock Bank STC:VIB 75 Pre-Tax Income is ₫9,273,970 Mil as of Jun. 2026. GuruFocus rates STC:VIB with a GF Score™ of 75/100 and a GF Value™ of ₫17,366.54 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Vietnam International Commercial Joint Stock Bank's pretax income for the three months ended in Jun. 2026 was ₫2,383,040 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was ₫9,273,970 Mil. Vietnam International Commercial Joint Stock Bank's pretax margin was 42.70%.

During the past 7 years, Vietnam International Commercial Joint Stock Bank's highest Pretax Margin was 59.84%. The lowest was 43.93%. And the median was 51.67%.


Vietnam International Commercial Joint Stock Bank  (STC:VIB) Pre-Tax Income Explanation

Vietnam International Commercial Joint Stock Bank's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=2383040/5581276
=42.70%

During the past 7 years, Vietnam International Commercial Joint Stock Bank's highest Pretax Margin was 59.84%. The lowest was 43.93%. And the median was 51.67%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Vietnam International Commercial Joint Stock Bank Pre-Tax Income Related Terms


Vietnam International Commercial Joint Stock Bank Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Vietnam International Commercial Joint Stock Bank's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam International Commercial Joint Stock Bank Pre-Tax Income Chart

Vietnam International Commercial Joint Stock Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial 8,011,012.00 10,581,115.00 10,703,945.00 9,004,302.00 9,104,616.00

Vietnam International Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,595,566.00 2,029,984.00 2,058,278.00 2,802,668.00 2,383,040.00

Vietnam International Commercial Joint Stock Bank Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Vietnam International Commercial Joint Stock Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam International Commercial Joint Stock Bank Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam International Commercial Joint Stock Bank's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Vietnam International Commercial Joint Stock Bank's Pre-Tax Income falls into.


STC:VIB
75GF Score
Vietnam International Commercial Joint Stock Bank STC:VIB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam International Commercial Joint Stock Bank Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Vietnam International Commercial Joint Stock Bank's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+9104616
=9,104,616

Vietnam International Commercial Joint Stock Bank's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+2383040
=2,383,040

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫9,273,970 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of ₫9,273,970 Mil mean?
Vietnam International Commercial Joint Stock Bank (STC:VIB) has a Pre-Tax Income of ₫9,273,970 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors.
Is Vietnam International Commercial Joint Stock Bank's Pre-Tax Income too high?
Vietnam International Commercial Joint Stock Bank's current Pre-Tax Income is ₫9,273,970 Mil. Overall, Vietnam International Commercial Joint Stock Bank has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam International Commercial Joint Stock Bank's Pre-Tax Income compare to competitors?
Vietnam International Commercial Joint Stock Bank's Pre-Tax Income of ₫9,273,970 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Vietnam International Commercial Joint Stock Bank and its competitors. Vietnam International Commercial Joint Stock Bank's current Pre-Tax Income is ₫9,273,970 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam International Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank (STC:VIB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫17,366.54, compared to a current price of ₫14,750.00 — trading 15.1% below its estimated fair value. The current Pre-Tax Income is ₫9,273,970 Mil. Vietnam International Commercial Joint Stock Bank's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Vietnam International Commercial Joint Stock Bank (STC:VIB), the current Pre-Tax Income is ₫9,273,970 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam International Commercial Joint Stock Bank (STC:VIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam International Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫14,750.00 is trading 15.1% below its estimated GF Value™ of ₫17,366.54. GuruFocus considers Vietnam International Commercial Joint Stock Bank to be Modestly Undervalued.

Key valuation signals for STC:VIB:

  • Pre-Tax Income: ₫9,273,970 Mil
  • GF Value™: ₫17,366.54 vs. price of ₫14,750.00 (15.1% below fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the STC:VIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam International Commercial Joint Stock Bank Business Description

Address No. 111A Pasteur Street, 1st floor (ground floor) and 2nd floor - Sailing Tower Building, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Vietnam International Commercial Joint Stock Bank is a joint stock commercial banks in Vietnam. The company's services includes credits, payment card, savings, car loans, home loans, consumer loans, insurance, digital banking, payment accounts, among others. It operates Domestically and Internationally as well.
75GF Score

Get the complete analysis for STC:VIB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,750.00
Price
₫17,366.54
GF Value