Yiren Digital (FRA:19YA) Beginning Cash Position: €485.8 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:19YA Yiren Digital Ltd FRA:19YA
56 GF Score
Price €1.04
GF Value €3.99
Valuation Possible Value Trap
! 4 Warning Signs
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What is Yiren Digital Beginning Cash Position?

Yiren Digital FRA:19YA -0.95% 56 Beginning Cash Position is €485.8 Mil as of Mar. 2026. GuruFocus rates FRA:19YA with a GF Score™ of 56/100 and a GF Value™ of €3.99 (Possible Value Trap). The stock has 4 warning signs investors should review.

Yiren Digital's Beginning Cash Position for the quarter that ended in Mar. 2026 was €485.8 Mil.

Yiren Digital's quarterly Beginning Cash Position stayed the same from Sep. 2025 (€0.0 Mil) to Dec. 2025 (€0.0 Mil) but then increased from Dec. 2025 (€0.0 Mil) to Mar. 2026 (€485.8 Mil).

Yiren Digital's annual Beginning Cash Position increased from Dec. 2023 (€560.0 Mil) to Dec. 2024 (€794.7 Mil) but then declined from Dec. 2024 (€794.7 Mil) to Dec. 2025 (€497.3 Mil).

Yiren Digital Beginning Cash Position Related Terms

Yiren Digital Beginning Cash Position Historical Data

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The historical data trend for Yiren Digital's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yiren Digital Beginning Cash Position Chart

Yiren Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 376.15 398.81 560.03 794.70 497.32

Yiren Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 523.35 526.02 0.00 0.00 485.81
FRA:19YA
56GF Score
Yiren Digital Ltd FRA:19YA
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Yiren Digital Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €485.8 Mil mean?
Yiren Digital (FRA:19YA) has a Beginning Cash Position of €485.8 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Yiren Digital and its competitors.
Is Yiren Digital's Beginning Cash Position too high?
Yiren Digital's current Beginning Cash Position is €485.8 Mil. Overall, Yiren Digital has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yiren Digital's Beginning Cash Position compare to SUIG and ANTA?
Yiren Digital's Beginning Cash Position of €485.8 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Yiren Digital and its competitors. Yiren Digital's current Beginning Cash Position is €485.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yiren Digital stock overvalued right now?
Based on GuruFocus' analysis, Yiren Digital (FRA:19YA) is currently considered Possible Value Trap. The stock's GF Value™ is €3.99, compared to a current price of €1.04 — trading 73.9% below its estimated fair value. The current Beginning Cash Position is €485.8 Mil. Yiren Digital's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Yiren Digital (FRA:19YA), the current Beginning Cash Position is €485.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yiren Digital (FRA:19YA) Overvalued in 2026?

Based on GuruFocus' analysis, Yiren Digital stock appears to be undervalued. The current stock price of €1.04 is trading 73.9% below its estimated GF Value™ of €3.99. GuruFocus considers Yiren Digital to be Possible Value Trap.

Key valuation signals for FRA:19YA:

  • Beginning Cash Position: €485.8 Mil
  • GF Value™: €3.99 vs. price of €1.04 (73.9% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the FRA:19YA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yiren Digital Business Description

Other Exchanges YRD:USAYRD N:Mexico
Address 118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
56GF Score

Get the complete analysis for FRA:19YA

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.04
Price
€3.99
GF Value