Yiren Digital (FRA:19YA) Cyclically Adjusted Revenue per Share: €9.76 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:19YA Yiren Digital Ltd FRA:19YA
56 GF Score
Price €1.11
GF Value €4.24
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Yiren Digital Cyclically Adjusted Revenue per Share?

Yiren Digital FRA:19YA +6.73% 56 Cyclically Adjusted Revenue per Share is €9.76 as of Mar. 2026. GuruFocus rates FRA:19YA with a GF Score™ of 56/100 and a GF Value™ of €4.24 (Possible Value Trap). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Yiren Digital's adjusted revenue per share for the three months ended in Mar. 2026 was €1.331. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €9.76 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Yiren Digital's average Cyclically Adjusted Revenue Growth Rate was 3.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-07-16), Yiren Digital's current stock price is €1.11. Yiren Digital's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €9.76. Yiren Digital's Cyclically Adjusted PS Ratio of today is 0.11.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Yiren Digital was 0.65. The lowest was 0.09. And the median was 0.43.


Yiren Digital  (FRA:19YA) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Yiren Digital's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=1.11/9.76
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Yiren Digital was 0.65. The lowest was 0.09. And the median was 0.43.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Yiren Digital Cyclically Adjusted Revenue per Share Related Terms


Yiren Digital Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Yiren Digital's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yiren Digital Cyclically Adjusted Revenue per Share Chart

Yiren Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 11.29 10.51

Yiren Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.28 10.26 10.24 10.51 9.76

FRA:19YA vs SUIG, ANTA, VRM: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Yiren Digital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yiren Digital Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Yiren Digital's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Yiren Digital's Cyclically Adjusted PS Ratio falls into.


FRA:19YA
56GF Score
Yiren Digital Ltd FRA:19YA
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yiren Digital Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yiren Digital's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.331/116.3033*116.3033
=1.331

Current CPI (Mar. 2026) = 116.3033.

Yiren Digital Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.711 101.400 1.962
201609 1.960 102.400 2.226
201612 2.462 102.600 2.791
201703 2.347 103.200 2.645
201706 2.620 103.100 2.956
201709 3.131 104.100 3.498
201712 16.754 104.500 18.646
201803 5.204 105.300 5.748
201806 4.261 104.900 4.724
201809 2.956 106.600 3.225
201812 3.150 106.500 3.440
201903 2.833 107.700 3.059
201906 3.082 107.700 3.328
201909 2.817 109.800 2.984
201912 3.247 111.200 3.396
202003 1.418 112.300 1.469
202006 1.020 110.400 1.075
202009 1.395 111.700 1.452
202012 1.738 111.500 1.813
202103 1.678 112.662 1.732
202106 1.718 111.769 1.788
202109 1.891 112.215 1.960
202112 1.645 113.108 1.691
202203 1.179 114.335 1.199
202206 1.325 114.558 1.345
202209 1.345 115.339 1.356
202212 1.640 115.116 1.657
202303 1.484 115.116 1.499
202306 1.906 114.558 1.935
202309 1.887 115.339 1.903
202312 1.848 114.781 1.873
202403 1.998 115.227 2.017
202406 2.218 114.781 2.247
202409 2.170 115.785 2.180
202412 2.114 114.893 2.140
202503 2.314 115.116 2.338
202506 2.323 114.907 2.351
202509 2.151 115.471 2.166
202512 1.234 115.832 1.239
202603 1.331 116.303 1.331

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €9.76 mean?
Yiren Digital (FRA:19YA) has a Cyclically Adjusted Revenue per Share of €9.76 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Yiren Digital and its competitors.
Is Yiren Digital's Cyclically Adjusted Revenue per Share too high?
Yiren Digital's current Cyclically Adjusted Revenue per Share is €9.76. Overall, Yiren Digital has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yiren Digital's Cyclically Adjusted Revenue per Share compare to SUIG and ANTA?
Yiren Digital's Cyclically Adjusted Revenue per Share of €9.76 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Yiren Digital and its competitors. Yiren Digital's current Cyclically Adjusted Revenue per Share is €9.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yiren Digital stock overvalued right now?
Based on GuruFocus' analysis, Yiren Digital (FRA:19YA) is currently considered Possible Value Trap. The stock's GF Value™ is €4.24, compared to a current price of €1.11 — trading 73.8% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is €9.76. Yiren Digital's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Yiren Digital (FRA:19YA), the current Cyclically Adjusted Revenue per Share is €9.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yiren Digital (FRA:19YA) Overvalued in 2026?

Based on GuruFocus' analysis, Yiren Digital stock appears to be undervalued. The current stock price of €1.11 is trading 73.8% below its estimated GF Value™ of €4.24. GuruFocus considers Yiren Digital to be Possible Value Trap.

Key valuation signals for FRA:19YA:

  • Cyclically Adjusted Revenue per Share: €9.76
  • GF Value™: €4.24 vs. price of €1.11 (73.8% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the FRA:19YA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yiren Digital Business Description

Other Exchanges YRD:USAYRD N:Mexico
Address 118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
56GF Score

Get the complete analysis for FRA:19YA

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.11
Price
€4.24
GF Value